As several of the Biden administration’s student loan debt relief programs are blocked, delayed, or under fire, a new report suggests that many student loan borrowers continue to struggle following the economic upheaval of the pandemic and ongoing inflation. The “Beyond Student Debt Report,” released last week by the Student Debt Crisis Center, is essentially […] The post As Student Debt Relief Programs Stall, New Report Shows Borrowers are Struggling appeared first on Student Loan Planner ..read more

Key Takeaways: As a cosmetic dentist, you aim to give patients a smile they can be proud of. But after spending six figures on dental school, your own smile might start to fade when you consider the cost of things like disability insurance. However, with the right disability policy, you can protect your cosmetic dentistry […] The post How Much Disability Insurance for Cosmetic Dentists Costs and Where to Buy It appeared first on Student Loan Planner ..read more

A key federal oversight agency is warning student loan companies not to try to collect payments from borrowers who have had their student loans discharged in bankruptcy. The Consumer Financial Protection Bureau (CFBP), an independent federal agency charged with overseeing the financial services sector and protecting consumers from unfair business practices, sent out a bulletin […] The post <strong>Federal Agency Warns Student Loan Companies Against Bankruptcy Collections</strong> appeared first on Student Loan Planner ..read more

Physician mortgages make it easier for doctors to qualify for a mortgage by relaxing some of the traditional mortgage requirements. These relaxed requirements often include: Another significant benefit is the ability to qualify with a low down payment or no down payment at all and still not have to pay private mortgage insurance (PMI). If […] The post The Great Debate: Physician Loan vs. Saving for a Down Payment appeared first on Student Loan Planner ..read more

Key Takeaways: Dentist anesthesiologists (DA) provide pain and anxiety control for patients of all ages in dental office and hospital settings. This knowledge takes years of training, including earning your DDS or DMD and a three-year dental anesthesiology residency. With so many years and hundreds of thousands of dollars of student loans put toward your […] The post Disability Insurance for Dental Anesthesiologists: Costs and Benefits appeared first on Student Loan Planner ..read more

Key Takeaways: Homeownership right after you finish medical school can feel like it might never happen. There’s a good chance you finished school with high student loan debt, and might not be financially confident about buying a home. Midland States Bank’s physician loan is aimed at doctors, with underwriting criteria that’s different from what you’d […] The post Midland States Bank Physician Mortgage Loan Review appeared first on Student Loan Planner ..read more

The student loan landscape is as uncertain as ever, and millions of borrowers are facing unprecedented uncertainty about student loan forgiveness, loan repayment and the availability of new relief.  Here’s what’s going on. Uncertainty over Biden’s student loan forgiveness initiative The Supreme Court held a riveting hearing last month to consider two legal challenges that […] The post Student Loan Borrowers Are Grappling With Profound Uncertainty appeared first on Student Loan Planner ..read more

Key Takeaways: Medical school is expensive and incredibly taxing on its own. But trauma surgeons must also undergo extensive training, including a general surgery residency and trauma surgery fellowship, to gain the necessary experience to deal with high acuity situations. So, you’ll want to protect this specialized knowledge with disability insurance for trauma surgeons. Long-term […] The post Disability Insurance for Trauma Surgeons: How to Find the Best Policy appeared first on Student Loan Planner ..read more

As you begin shopping around for a house, you also need to look for a home loan. Few people can afford such a large purchase without borrowing. The good news is that a number of mortgage programs are aimed at doctors, and these programs tend to have more flexible underwriting criteria.  You also need to […] The post Navigating Mortgage Options for Doctors: A Guide to Fixed Rate vs. ARM Loans appeared first on Student Loan Planner ..read more

As traditional pension plans become less and less available, employer-sponsored retirement plans that allow employees to contribute a portion of their earnings have become extremely popular. These include 401(k)s, 403(b)s, 457(b)s and 401(a)s. Employers have marketed these plans as an alternative to pensions, offering greater flexibility and control, but the plans have also become more […] The post The Truth About Retirement Contributions: Debunking Common Misconceptions appeared first on Student Loan Planner ..read more