Human life is full of surprises, insurance is like a superhero shield for us. It helps us when something unexpected happens. Let’s talk about what is insurance especially what is life insurance?, and how insurance keeps us secure. What is Insurance? Insurance is like a safety net for your money. It helps you when something bad happens, like if your house gets damaged or if you get sick. It’s like having a friend who helps you fix things when they go wrong. Types of Insurance Insurance isn’t the same for everyone. There are different types of insurance like Life Insurance, Health Insurance, Ca ..read more

HDFC Business Credit Cards New Range Introduced. The credit card market in India is growing at a rapid rate. And almost every bank is trying to increase its customer base. One of India’s biggest private banks, HDFC Bank, has launched an exciting range of business credit cards to cater to the diverse needs of business owners. This new lineup includes four exclusive cards, each offering unique benefits and features. Business owners can apply for any card according to their needs and eligibility. HDFC Business Credit Cards BizBlack Metal Edition:- HDFC BizBlack Metal is for specific premium cred ..read more

HDFC Regalia card series offers some premium credit cards like Regalia First, Regalia and now HDFC Regalia Gold Credit Card is its latest variant. If you are also looking for a credit card with all the features benefits and low annual charges, HDFC has some best credit card options in its bucket. HDFC Regalia Gold Credit card is one of the popular premium credit cards in India. Every Individual matching the criteria can apply for this credit card. In This post, I’m sharing the Features, Benefits and Eligibility Criteria of the HDFC Regalia Gold Credit card in 2024. HDFC Regalia Gold Credit Ca ..read more

The global economy is a complex web of financial transactions, investments, and debts. In 2023, certain countries are facing an issue of significant external debts, raising concerns about their economic stability. In this article, we will explore the top 10 countries facing the highest external debt, understand the reasons behind this, and look for the tips that can be followed to reduce the debt.  What is External Debt? External debt is the total amount of money that a country owes to foreign creditors. This debt can result from loans, bonds, or other financial instruments obtained from ..read more

Dream11 Challenges Massive GST Evasion Notice in Bombay High Court Dream11, India’s leading fantasy sports platform, has challenged a show-cause notice issued by the tax authorities alleging GST evasion of a staggering INR 40,000 crores. The company has filed a writ petition in the Bombay High Court, seeking to contest the notice and its claims that Dream11 failed to pay the 28% GST on the nominal value of bets. This would be the largest-ever claim in the history of indirect taxation in India, if confirmed. The previous record was held by Gameskraft, a Bengaluru-based company, which was issued ..read more

Debit cards have become an indispensable tool for modern-day financial transactions, offering convenience and security. Among the many benefits they provide, purchase protection stands out as a valuable feature that provides cardholders with added peace of mind when making purchases. In this article, we will learn about the concept of purchase protection on debit cards, exploring its definition, benefits, limitations, and how it enhances the overall shopping experience. Debit Card Purchase Protection: Purchase protection is a feature offered by many debit card issuers, providing an added laye ..read more

Now India is a fast-growing economy in the world. In the last few years, the Indian Government has launched many new schemes for startups. There are many startups in India which are now making millions of USD every month and have established as a brand. Many State Governments are also supporting small businesses in their establishment. If you also have a dream of self-starting then here is a list of the top 10 best cities for startups in India. Top 10 Best Cities For Startups In India 1. DELHI–NCR National Capital Region ( DELHI-NCR) is the most admired location for most of the new busine ..read more

Nowadays, it’s easy to find yourself caught in the spending trap, leading to financial stress and insecurity. Taking control of your spending habits is a crucial step towards achieving financial stability and a more mindful approach to money. In this article, I’m sharing some simple yet effective strategies to help you control your spending habits and build a healthier relationship with your finances. Control Your Spending Habits – Mastering the Art of Frugal Living 1. Create a Detailed Budget: The foundation of responsible spending lies in creating a comprehensive budget. List all your sourc ..read more

Apple iPhone 15 Launch Expectations Apple’s iPhone 15 is about to launch, and everyone’s wondering how much it will cost in India. We’ve heard a lot about the new features, but the price is still a mystery. In the US, the iPhone 14 started at $799, and in India, it was around Rs 79,900. It’s likely that the regular iPhone 15 will be priced similarly, at around Rs 89,900. Now, let’s talk about the fancier Pro version. The iPhone 15 Pro might cost $100 more in the US, starting at $1099. In India, it could be at least Rs 10,000 more than last year’s model. The bigger iPhone 15 Pro Max might see ..read more

How to improve my low CIBIL score? How can we increase our credit score for getting a loan? And How many credit points is this bank required to approve my loan and credit card? These are some basic questions asked by the customer while applying for and getting rejected by the banks for any credit card or loan. In every country, their own credit score works but most of the time, scores are found between 300 to 900.  This means 300 is the minimum score which indicates a poor rating and 900 is the maximum score which indicates excellent. As per banking standard ratings, most of the banks ..read more