The Financial Literates
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Hemant Beniwal is the author of "Financial Life Planning" book - he regularly shares insights on Financial Planning, Retirement, Insurance & Mutual Fund. TFL is one of the best personal finance blog in India.
The Financial Literates
2M ago
A comprehensive healthcare plan and a long-term retirement plan are two important aspects of a balanced financial plan. A healthcare plan is required to meet urgent medical expenses. While a retirement plan is for the longer term to secure one’s financial standing post-retirement. It requires meticulous planning and execution over a long period to build ..read more
The Financial Literates
1y ago
Plug-in electric cars (EVs) are the latest “IN” thing, and everyone wants one. EVs are popular, especially among the woke and tech-savvy next-gen professionals. As responsible global citizens, we are all in for going electric in all personal and public transport. The benefits of EVs like low-carbon emissions (they are not zero-actually), little noise, and ..read more
The Financial Literates
1y ago
5 Important Questions to Ask Financial Advisor It is great that you have availed of the services of a financial advisor to manage your investments and financial planning. But that does not mean you wash your hands off financial planning. You have to check in with your advisor regularly. Here are some questions to ask ..read more
The Financial Literates
1y ago
In a Nutshell By linking one or more of your Fixed Deposits to your savings and current accounts you can enjoy better returns. Surplus funds above the threshold are transferred to the linked FD account under the Sweep-in facility. No need for manual intervention – the whole process is automatically triggered. Define your threshold depending ..read more
The Financial Literates
1y ago
Money brings up all kinds of emotions within us. But the one that is more or less constant throughout and among many people is ‘Fear’. We fear talking about it, earning too much, earning too less, etc. Fear is deeply seated in our genetic drive to survive – this cannot be speedily wiped away with ..read more
The Financial Literates
1y ago
Financial advisors have always played a crucial role in the development of the financial industry. Historically, we have seen individual advisors selling mutual fund units of Unit Trust of India, insurance policies of Life Insurance Corporation, bank and post office fixed deposits, NSC, PPF, public issue of shares of the company either directly or as ..read more
The Financial Literates
1y ago
Indian investors often fancy and try to predict the actions of Foreign Institutional Investors in India or the Role of FII in the stock markets. And this fancy is not without reason – the FIIs are after all hold a substantially large share of Indian capital markets. According to IBEF, a Trust under Ministry of ..read more
The Financial Literates
1y ago
10 Myths About Retirement planning Retirement planning has gained prime importance largely due to changes in the lifestyle of people, an increase in life expectancy, the concept of nuclear families, and an urge to live independent retirement life without being financially dependent on children. This article also got published on FirstBiz – a business news ..read more
The Financial Literates
1y ago
You might think this is another sermon on saving money and the article might ask you to start habits that might make you and your family lead a miserable life. I am not giving any such advice. Really! I am sharing some ways that will help you save money and make saving a lifelong habit ..read more
The Financial Literates
1y ago
Finding financial advisors or sales representatives who call themselves advisors, is easy. They are seemingly on every street corner. More than 50 Lakh people in India sell investment and insurance products. The low entry barrier for selling financial products has ensured that anyone at all can become an advisor. Must Check – What is Financial ..read more