North Kansas City Hospital (“NKCH”) is an acute healthcare facility in Missouri with 451 licensed beds and 550 physicians representing 49 medical specialties. Through NKCH’s subsidiary, Meritas Health Corporation (“Meritas”), NKCH “offers the largest network of physician practices in the Northland, with more than 280 primary and specialty care doctors and advanced practice providers in 35 convenient locations, including an express care clinic in the 64th Street Hy-Vee store.”[1] Perry Johnson & Associates, Inc. (“PJ&A”) provided transcription and dictation services to NKCH and Meritas ..read more

Click here to access the lawsuit filed ​UnitedLex Corporation (“ULX” or “United Lex”) specializes in advanced, tech-enhanced litigation support, such as consulting and case management for corporate clients in business litigation. The company was founded in 2006 and is headquartered in Overland Park, Kansas, with support offices in Atlanta, New York, California, and Texas, as well as abroad, and has certainly retained some number of remote workers and independent contractors. Per its website, UnitedLex has around 3,000 employees. ​Recently, websites that track data breaches annou ..read more

Debt collection lawsuits are on the rise, and they can be incredibly stressful and overwhelming for consumers. If you have been sued for a debt you do not owe, you may feel powerless and unsure of what to do next. The good news is that you do not have to face this situation alone. Bell Law, LLC, is here to help. At Bell Law, LLC, we are consumer protection attorneys who specialize in helping consumers fight back against debt collection lawsuits. We understand the challenges that our clients face when they are sued for a debt they do not owe, and we are dedicated to providing high-quality legal ..read more

The Consumer Financial Protection Bureau (“CFPB”), a federal agency that does the important work of monitoring businesses that prey on consumers and enforcing consumer-protection laws against companies that break them, recently announced a $10 million fine against the company commonly known as TitleMax (CFPB Action Against TitleMax).             The primary thrust of the CFPB’s action against TitleMax concerned its violations of the Military Lending Act (“MLA”). The MLA (About the MLA) is a federal statute that provides particular, consume ..read more

Some sub-industries – e.g., used-car sales, timeshare sales, telemarketing, and auto repair – tend to connote marginal sales tactics, if not outright lying and swindling. The same can safely be said of segments within the broader home-improvement industry, particularly those with merchants who utilize door-to-door solicitation. Obviously, there are many forthright home-improvement merchants, as well as auto mechanics, telemarketers, and timeshare vendors. But there can be no reasonable doubt that such industries tend to provoke wariness amongst consumers and have been the inspiration, if not e ..read more

United Holding Group (“UHG”), which is also known as UHG I LLC, is a large, third-party debt collector based in upstate New York. As a third-party debt collector, UHG typically purchases sizeable pools of bad debt—consumer credit cards and loans, mainly—at steep discounts relative to the face value of the debt. UHG then takes “data files”—bits and pieces of consumer information, perhaps billing statements—related to the bad debt and sues the alleged debtors named in those data files. Because UHG is a third-party debt collector, the alleged debts underlying these lawsuits derived from credit is ..read more

For active servicemembers of our military, it can be challenging and overwhelming to handle finances at a time when more important priorities take hold in their lives. Their service to our country unfortunately doesn’t always provide a living to overcome the financial obstacles they face here at home. Thankfully, the Servicemembers Civil Relief Act (SCRA) provides relief from some of the burden interest adds to certain financial commitments. While the SCRA does not allow for full forgiveness of financial debts, there is an avenue to limit and lower those costs. The Six Percent Rule The “Six P ..read more

For active servicemembers of our military, it can be challenging and overwhelming to handle finances at a time when more important priorities take hold in their lives. Their service to our country unfortunately doesn’t always provide a living to overcome the financial obstacles they face here at home. Thankfully, the Servicemembers Civil Relief Act (SCRA) provides relief from some of the burden interest adds to certain financial commitments. While the SCRA does not allow for full forgiveness of financial debts, there is an avenue to limit and lower those costs. The Six Percent Rule The “Six P ..read more

Introduction In early 2022, Kristen Jennings, a Missouri resident, filed suit against American Credit Acceptance, an auto lender, and JHG Mid-American Services, Inc. Most crucially, her lawsuit alleged that American Credit Acceptance, a major auto lender, retained a tow-truck company to repossess her Dodge Charger even though the vehicle was paid off in full.  Ms. Jennings’ Case In her lawsuit, Ms. Jennings alleges that, just after midnight one day, she noticed that her prized Charger was missing from the driveway. Naturally, Ms. Jennings called the police, assuming her car had been stole ..read more

Introduction In May 2021, California resident Evelyn Jaramillo sued the above-mentioned defendants in California state court alleging, most saliently, that TitleMax repossessed her vehicle, which she’d purchased at a lien sale, even though TitleMax had received notice of the sale. In fact, Ms. Jaramillo alleged, TitleMax unlawfully repossessed her Toyota Sequoia about seven months after she’d received a clear title to the SUV. Ms. Jaramillo’s Case As in many other cases, Ms. Jaramillo’s alleged wrongful-repossession ordeal began at an odd hour—around 3:00AM. Already awake and then seeing light ..read more