Premises, Liability, and/or medical malpractice – What is the difference? Slip and Falls can occur anywhere, anytime, and can lead to serious, and sometimes fatal, damages and injuries. Whether you are at a warehouse or factory, or simply working inside an office building, slipping and falling can be a dangerous hazard. This is exceptionally present if it occurs within a hospital setting, which can lead to more accident-prone situations than other areas. With the possibility of those that are already in a fragile state possibly slipping and injuring themselves, the danger and seriousness can l ..read more

Imagine that you are walking to visit your relative in the hospital. They just underwent Chemotherapy, and you are there to wish them a good recovery and spend some quality time with them. They are on the 4th floor of the building in hall A, so you go ahead and take the stairs up to meet them. Along the way, you accidentally slip and fall off of a damaged step that came apart as you put some weight on it. Because of this, you fall and injure your arm inside of the hospital stairway. Are you entitled to compensation for the accident that occurred? Situations like these may seem a bit far-fetche ..read more

Bringing claims for a slip and fall case can be challenging no matter who it is against. As the victim, you may feel like you are being shut down and kept in the dark about your situation, and that others are trying to worm their way out of having to properly settle a claim. The difficulty can be drastically increased when dealing with large consortiums, like Kaiser Permanente. With how large the group is, and how much ground they tend to cover, it can be extremely daunting when facing their possible team of lawyers. Here are the steps you need to take when dealing with a claim against the lik ..read more

Who is Garnishing My Wages and How Do I Stop Them? If you have to ask who is garnishing your wages, you probably did not receive proper service of the original lawsuit’s complaint and judgment against you or the motion and order to garnish your wages after the judgment was entered. This means that money is coming out of your paycheck every pay period and you don’t know who is taking it! However, it should be fairly easy to determine who is garnishing your wages, it is stopping them that may not be so easy. Who is Garnishing My Wages? A wage garnishment can only occur after a lawsuit is filed ..read more

Are you receiving harassing phone calls from 1-855-207-1892? This phone number belongs to Ability Recovery Services LLC, a collection agency located in DuPont, Pennsylvania. The collection agency collects for telecommunication companies, healthcare providers, educational institutions, and utility companies. Contact Information 284 Main St DuPont, PA 18641-1960 Phone: 1-855-207-1892 http://www.abilityrecoveryservices.com/ According to the debt collection agencies website, it collects in a “professional manner, with integrity, and responsibility”. A look at some of the online complaint ..read more

An “adverse action” occurs when a creditor makes a decision adverse to the interests of an applicant or borrower. The manners in which adverse actions may be and must be handled are regulated by the two main Federal consumer credit protection laws: the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). Under Regulation B of the ECOA, an adverse action most commonly occurs when a creditor refuses to approve an application for credit in substantially the same amount or with substantially the same terms as requested by the applicant. An adverse action under the ECOA als ..read more

Comenity Capital Bank Comenity Capital Bank (Comenity) issues credit cards for over 160 retailers, including Wayfair, Bed, Bath & Beyond, Victoria’s Secret, and Orbitz. The company was founded in 2003 and is headquartered in Salt Lake City, Utah. Comenity is not accredited by the Better Business Bureau. To be accredited by the Better Business Bureau a company must demonstrate trust, honesty, transparency, responsiveness, and integrity. In fact, the Better Business Bureau gives Comenity an “F” rating for having numerous outstanding and unresolved complaints. Comenity has received a signific ..read more

GC Services LP GC Services LP (GC Services) is a third-party debt collector for clients in auto, banking, student loans, and telecommunications industries. GC Services was founded in 1957 and is based in Houston, Texas with call centers across the United States, Caribbean, and Philippines. Within the last three (3) years, the Better Business Bureau has received 108 complaints against GC Services. These complaints included numerous illegal debt collection practices, but the most common complaints involved the following: Attempting to collect a debt that is not owed by the consumer; Attempting ..read more

The federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, abusive, and harassing tactics to collect a debt and allows you to sue them if they do. So what are you entitled to under the FDCPA?   What Can I Get if I Sue a Debt Collector? When bringing an action under the FDCPA you may be entitled to: Money damages; Attorney fees and costs; A court order stopping the collection calls; and In some cases, a debt waiver and/or a cleaned up credit report What Does a Debt Collector Have to do Before I Can Sue Them? The FDCPA prohibits debt collectors fro ..read more

Has a debt collector continued to contact you after being told by you in writing to cease contact? The FDCPA prohibits debt collectors from communicating with you after you have informed them in writing to stop communication. Once the debt collector has received a letter from you requesting that all communication stop, the debt collector may only contact you again to either inform you that the debt collector is no longer seeking to collect the debt or to inform you that the debt collector will be filing a lawsuit. If you have not yet requested a debt collector to stop communication, we recomme ..read more