We are excited to share that Attorney Andrew Walker recently participated in a podcast episode hosted by Bond & Botes Law Offices, where he had the opportunity to discuss his extensive experience in bankruptcy law and the rich history of Walker and Walker, our esteemed law firm in Minnesota. A PROUD LEGACY OF LEGAL EXCELLENCE Walker and Walker has been a prominent fixture in the Minnesota legal community for decades, thanks to the hard work and dedication of its founder, Curt Walker. Andrew, born and raised in Minnesota, has proudly continued this legacy with a deep commitment to excellenc ..read more

When financial difficulties seem unbearable, Chapter 13 bankruptcy can provide essential relief. It’s essential to understand how this type of bankruptcy can benefit you, especially with the guidance of an experienced Minnesota bankruptcy attorney. Even if you qualify for Chapter 7, considering Chapter 13 might be advantageous depending on your unique circumstances. Keeping Your Property One of the most significant benefits of Chapter 13 bankruptcy is the ability to keep all your property, both exempt and non-exempt, as long as you can afford the payment plan. This option is particularly ..read more

If you’re grappling with debt and seeking a fresh start, Chapter 7 bankruptcy might be the solution you need. This comprehensive guide will help you understand Chapter 7 bankruptcy, the steps involved, and what you can expect throughout the process. What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy, often referred to as the “clean slate” or “fresh start” bankruptcy in Minnesota, is designed to give individuals a fresh start by eliminating most unsecured debts, such as credit card debt and medical bills. Who Qualifies for Chapter 7 Bankruptcy? Not everyone can file for Chapter 7 bankruptcy. To ..read more

Minnesotans dealing with medical debt now have enhanced protections thanks to the Debt Fairness Act signed by Governor Tim Walz. This important legislation provides crucial safeguards for individuals struggling with medical expenses. Key features of the Debt Fairness Act include: Prohibiting the automatic transfer of medical debt to a spouse. Banning the reporting of medical debt to credit bureaus. Preventing the denial of necessary medical care due to unpaid bills. Minnesota Attorney General Keith Ellison praised the act, saying, “We all agree that if you borrow money, you should pay it bac ..read more

Exciting news for Minnesota homeowners considering bankruptcy! Thanks to the dedicated efforts of Walker & Walker and other local law firms, Minnesota has updated its bankruptcy laws to offer better protection for your property. Previously, the state’s bankruptcy protections were outdated, leaving many essential items at risk. But starting August 1st, 2024, the new law brings these protections into the 21st century. This landmark update is designed to reflect the modern financial landscape, ensuring that individuals and families can retain critical assets while navigating bankruptcy. Here ..read more

Homeownership can be threatened by unexpected financial issues, but overcoming these challenges is possible. This #WinWednesday, we highlight a success story that demonstrates our dedication to helping people secure their homes. Last Sunday, we assisted a widow who was about to lose her home in a sheriff’s sale. Timing was crucial—Sunday was the only day we could file her Chapter 13 bankruptcy to stop the sale. By acting quickly, we were able to halt the sale and provide her with a crucial lifeline. The importance of timing was twofold. Filing on Sunday didn’t just stop the sheriff’s sale; it ..read more

In a world where financial barriers like outstanding judgments block the path to owning a home, bankruptcy emerges as a swift and effective solution. Issues such as FHA mortgage denials due to unresolved judgments, which can impact financial prospects for up to 20 years, make bankruptcy an appealing alternative for aspiring homeowners. Outstanding judgments create significant roadblocks for those striving to secure an FHA mortgage. With a lifespan of up to 20 years, these judgments cast long shadows over the dreams of potential homeowners, making the journey to homeownership seem daunting. How ..read more

Today marked a significant triumph for one of our valued clients as Judge Tanabe extended a compassionate gesture that will alleviate financial burdens and pave the way for a brighter future. In a heartwarming display of empathy and understanding, Judge Tanabe reviewed our client’s budget and determined that she qualified to have the Chapter 7 filing fee waived. This act of generosity not only underscores the commitment of the judiciary to uphold fairness and justice but also highlights the profound impact of legal advocacy in transforming lives. Andrew Walker, with unwavering dedication, swif ..read more

In the ongoing battle against the oppressive weight of medical debt, a coalition of voices emerges from the heart of Minnesota’s legislative arena, advocating for meaningful change. Among the chorus of advocates stands Walker & Walker, a beacon of expertise in debt relief, lending their support to the cause of fairness and equity in financial management. As the Minnesota House prepares to deliberate on groundbreaking legislation aimed at alleviating the burden of medical expenses, the partnership between religious leaders, union representatives, and Walker & Walker underscores the urge ..read more

In a tale of triumph, Walker & Walker recently led a client to a significant financial breakthrough, showcasing the power of Chapter 7 bankruptcy. With expert guidance, Walker & Walker not only slashed the client’s car payment by an impressive $80 per month but also reduced the loan balance from $39,000 to $21,000. Moreover, this victory led to the early payoff of the loan, freeing the client from debt well ahead of schedule. How did Walker & Walker achieve this remarkable result? Through a strategic legal maneuver called a motion to redeem the vehicle. This innovative approach all ..read more