Filing bankruptcy may have you thinking of your budget and what you spend on certain categories monthly or yearly. One of those categories may be your “fun” money or entertainment budget. It can be hard to find fun things to do, that are cheap or free. This blog explores ideas for free or cheap things you and your family can do, during bankruptcy ..read more

So you’ve filed bankruptcy, and then suddenly, you receive a letter in the mail telling you a date and time for a “341 Hearing.” What gives ..read more

Whether you are looking into filing bankruptcy or have done so, you may have heard filing bankruptcy will not discharge your student loans. While most student loans are not dischargeable in bankruptcy, there is a second step you can take during your case to determine whether your student loans are dischargeable in whole or in part. This step is called an adversary proceeding.  ..read more

A debtor must complete an instructional course in personal financial management in order to receive a discharge. This is commonly referred to as, the second credit counseling course.  ..read more

 At LifeBack Law, we strive to communicate promptly and leave no client feeling unheard. We make sure the client is informed during their case, is responded to, and, more importantly, is listened to.  ..read more

The assets of a debtor need to be disclosed to the bankruptcy court, but sometimes, it is not clear to a debtor what is considered an asset. An asset is not only the tangible property of the debtor—real estate, vehicles, boats, funds in your bank account, stocks—but also the debtor's intangible assets. Intangible assets are patents, copyrights, client lists, contracts, or the right to receive.  ..read more

Receiving notice of a pending eviction action can be a scary thing to experience, and figuring out what steps you can take to protect yourself from this pending eviction will be one of the first things that anyone considers when they hear this news.  Fortunately, bankruptcy can absolutely be a resource to help!  If you are facing a pending eviction action for back rent, bankruptcy can be an excellent opportunity to help you resolve the rent balance and remain in your home!      ..read more

If you own your home, you may have reached a point where you are considering selling. If you are in active bankruptcy or your case has closed, you may have questions about when you can sell, if the equity in your home belongs to the bankruptcy estate, and whether you need to do anything additional to sell. This blog will explore answers to these questions and more.  ..read more

Filing bankruptcy can bring a massive amount of relief when you begin to feel the benefit of being protected from your creditors and the seemingly unending calls and communications that always seem to accompany them.  Likewise, receiving a bankruptcy discharge can also be a massive source of relief when you realize that you will never have to worry about any debts being discharged again.  However, after this discharge has gone through, you might ask: What will happen next ..read more

Filing bankruptcy may leave you feeling uncertain about your bank accounts. If you like your bank, you may want to keep it open, and if you do not like your bank or do not care one way or the other, you may be fine with it closing.   ..read more