Bitcoin is the most valuable and well-known of all cryptocurrencies. It has always been a trendsetter and has brought about a wave of cryptocurrency options that are built on a decentralized, peer-to-peer network. But if you are considering investing in cryptocurrencies, you may be wondering which crypto options beyond Bitcoin are worth investing in. While Bitcoin might be in the news more often, here are some alternative options that are definitely not going unnoticed. Royalty-free image Ether (ETH) Ether, the token of the Ethereum network, is the first alternative to Bitcoin on most investo ..read more

Are you currently renting a home or apartment? If so, you may have questioned a few times as to whether or not buying a home is the cheaper option. While in the long run, buying a house is most likely the least expensive option, this doesn’t mean that renting doesn’t have its perks. Upfront Costs When moving into an apartment you are typically asked to provide a security deposit that matches your monthly rent and your first and possibly last month’s rent. While this can be costly, the price does not measure up to upfront costs when purchasing a home. Depending on where you live, if you rent yo ..read more

Canadians are increasingly shifting their spending habits to a digital world. While the COVID-19 pandemic has accelerated this evolution, it was happening before the crisis. More people now value contactless payment and ecommerce purchases, and it looks like this is a permanent shift. For Canadians making a switch to digital transactions, the good old-fashioned credit card is both a safe and familiar payment choice. Credit cards allow customers to explore a new era of contactless finances without compromising on traditional purchases. It’s possible to use a credit card to pay for products and ..read more

COVID-19 has changed much of our lives and now people are working from home or doing distance learning. Although folks can do these anywhere in the home – even outside if they’d like – people are vying for a home office.  A home office gives homeowners the feeling that they can do their work in a dedicated space, and once their work day is over, they can close the door and forget about it. The home office is becoming a hot commodity so much so, HomeLight’s Q3 2020 survey shows that 45% of real estate agents say homeowners are turning a spare room into a home office. The survey also shows ..read more

Over recent years, issues relating to the state of our environment and planet have been at the forefront of many minds and agendas. In fact, more and more people have become eager to do their bit for the planet by adopting more eco-friendly practices in their day to day lives. The more people who get on board with green causes, the more of a positive difference we can make. Of course, it is not just individuals who are making an effort to be more eco-friendly. There are also lots of businesses that are bringing onboard sustainable and environmentally friendly practices, and this includes casin ..read more

The way toward breathing in a mechanized e-cig loaded up with e-cig fluid is known as Vaping. Vaping is viewed as a great method of smoking. Having far less cons when contrasted with smoking, this might be a future in the smoking business sector. Vapes are accessible in numerous shapes and structures all through the world. The pre-filled vapes are high innovation cartridges giving a delicious flavor without a solid fragrance not at all like that of smoking. The pre-filled vape cartridges are little compartments that are loaded up with vape oil. These tanks have a little loop. This curl gets it ..read more

The McDowell News has been looking to explain how your debts could be affected by the outcome of the 2020 Presidential Election. The Presidential election comes at the end of your when many of us are thinking about personal finance and just how close we can come to losing everything. Credit card debt has been growing across the U.S, for decades with few of us able to make the right moves to pay off our credit card debt speedily and efficiently. There are several options for paying off debt, from different strategies to creating a budget, according to U.S. News. Debt Payoff Strategies One of th ..read more

Disability Insurance is a tool that many people should consider. There are options available that may be able to help you in various situations. In this article we will take a look at disability insurance to outline the way it works. What is Disability Insurance Disability insurance is a way for you to be covered and make an income if you are unable to work due to a disability. Each plan has a definition of a disability and the qualifications needed to be met in order to be covered. You may need to work with a physician to submit information to the insurance company. Types of Insurance There a ..read more

Many of us may have memories of our parents or grandparents getting out a pencil and sitting down to balance their checkbook regularly. As the popularity of debit cards and electronic payments skyrocketed, the practice of balancing a checkbook started being viewed as “old-fashioned.” Keeping an eye on your account can be done a few different ways. Many financial institutions still mail (or email) monthly statements to deposit account holders. Take a look through those when they come every month and make sure everything looks right. Also, sign up for online and/or mobile banking. This is a grea ..read more

Your home business has turned out to be a lucrative venture. In fact, you need more space than your basement or spare room can provide. Now is the time to find a small commercial property and take your company to the business district. As you consider your options, choose the financing wisely. Put these tips to good use and your commercial mortgage by CloverMortgage will be just what you need. Take a Good Look at Your Credit Scores Assuming your business has been around long enough to establish a credit history, you can bet that lenders will want to look closely at what the current business cr ..read more