Thirty Six Months
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Millennial Personal Finance and Lifestyle. I'm one of those Millennials that they tell you about. I work while travelling the world, and am passionate about being financially responsible while doing so. A personal finance and lifestyle site from a 20-something's perspective. Lets talk about money, debt, fashion, travel and everything else.
Thirty Six Months
4M ago
Finding the best home insurance in Canada can be a complex task. With a market filled with reputable companies, homeowners in Canada have a wealth of options.
Discovering the best home insurance in Canada is key to safeguarding your most valuable investment – your home. With a wide variety of providers and coverage plans available, it’s essential to compare options to find the most suitable and comprehensive protection.
Factors like coverage amounts for natural disasters, liability protection, and customer satisfaction ratings should all be considered. By getting quotes from top insurance com ..read more
Thirty Six Months
9M ago
It’s highly unlikely that any conversation I’ve had about personal finance in the last 10 year has not mentioned having an emergency fund.
Emergency funds are an essential part of personal finance, providing a safety net in case of unexpected expenses or emergencies. This fund is a sum of money set aside specifically for the purpose of covering unexpected expenses, such as a medical bill or car repair.
It is important to have an emergency fund to avoid going into debt or having to dip into other savings accounts.
Financial experts generally recommend having three to six months’ worth of living ..read more
Thirty Six Months
10M ago
Looking for the best TFSA rates in Canada? You’re in the right place. A Tax-Free Savings Account (TFSA) is a great way to save money and invest in your future without having to pay taxes on your earnings. With so many options out there, it can be tough to know where to start. That’s why we’ve done the research for you and compiled a list of the best TFSA rates in Canada for 2023.
Investing in a TFSA can be a smart move for anyone looking to save money and grow their wealth. Whether you’re saving for a down payment on a home, planning for retirement, or just looking to earn some extra interest ..read more
Thirty Six Months
3y ago
Banks are a significant decision. Who you trust with your money requires more research than simply looking to see what hours they’re open so you can drop off a deposit. The following are essential things to keep in mind the next time you’re looking at which bank to go with.
Safety for your Money
What security does each bank offer to your finances? Do they guarantee to pay back any financial loss from errors on their side? Is there an easy way to contact them quickly and lock your card if you notice potential fraud occurring? If not, you should keep going. Al ..read more
Thirty Six Months
3y ago
As each New Year approaches, many of us decide to get our act together financially and start properly planning for the future. But how many of us start with the very best of intentions only to discover that they’ve gone by the wayside by the time that March rolls around?
Well, here’s your chance to make 2021 different by using these three ways to make budgeting easier, saving simpler, and organising your finances much more straightforward.
Comparison sites
A good starting point is getting on one of the comparison sites like comparethemarket.com to see if there are any savings you can make on ..read more
Thirty Six Months
4y ago
Going on a spontaneous trip sounds great, but only if you have ample time and money to spare. If you want to explore exotic locations in an affordable way, budget traveling may be the best option for you. That does not mean having to settle for anything less than the best, though. Here’s a list of some of the tips and tricks you can follow to enjoy a luxury vacation without totally exhausting your bank account.
1. Book Your Tickets in Advance
Buying airline tickets at least two months in advance not only saves you last-minute cancellations and unavailability, but ..read more
Thirty Six Months
4y ago
A You.Gov
survey about New Year’s resolutions revealed that 29% of Canadians planned
to set some sort of 2020 aim for themselves. Some of the most popular
resolutions they chose were, unsurprisingly, about money, with 49%
saying that they would like to start saving, and 33% saying that they
would like to set a budget.
However, what’s wrong with these resolutions is that they are difficult to
follow for many people. To set a New Year’s resolution for your finances and
keep to it, you’re going to have to figure out the smaller details, turning
your aims into smaller and more easily manageable ..read more
Thirty Six Months
4y ago
Finding a loan can be complicated, cumbersome and quite confusing – even in Canada. The online directory of Smarter Loans aims to simplify this clumsy search and streamline the process for Canadians across the nation. That is why this smarter loans review exists!
Smarter Loans provides a robust website of information. It claims to share “only the best, highest rated providers of personal and business loans in Canada,” noting that individuals can gain loans swiftly following an online application. It operates under a mission focused on helping Canadians “make smarter financial decisions” t ..read more
Thirty Six Months
4y ago
You may have heard the word ‘Investment ISA’ being thrown around quite a lot especially when it comes to discussions around beating the inflation or having a more robust future pension plan, but fact is not a lot of people are actually well aware of what an Investment ISA is all about.
Well today, we are going to demystify Investment ISAs for you by going through why they are important for your financial freedom and then taking a look at the different investment opportunities present in there so that you can find an option where the risk vs reward ratio is just right for you!
What are Investm ..read more
Thirty Six Months
4y ago
Making good money decisions is a lot harder than you think.
No teaching you how to balance a checkbook or have savings accounts work. There’s no intro to personal finance course in school- although there’s a very very strong case that there should.
We learn about money by experience- we learn how to be mindful, how to save, why to save, and how to have big picture goals by experience.
I started to become really interested in personal finance almost a decade ago while in University- I was making a really good salary but just not seeing my bank account balance go up. That’s when I started writi ..read more