4 College and Education Related Tax Benefits
Young Finances
by Chonce Maddox
3y ago
Investing in your education is important even though tuition costs keep climbing. College tuition, fees, and room and board average $42,419 at private institutions and $18,943 at public institutions, according to College Board. While it can be difficult to keep higher education costs down, there are plenty of tax benefits to be gleaned. Here are 4 college and education tax related benefits every student should be utilizing: Deductions During college I was able to benefit a lot from education related deductions. On behalf of yourself, your spouse or your dependent, you may be able to deduct qua ..read more
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How to Stay Organized as a Busy College Student
Young Finances
by Melissa
3y ago
Glossy college brochures show students hanging out on the quad, playing Frisbee, and staying up all night to watch movies with friends. It seems like college students have endless free time, right? Nope! With 80% of students working while attending school, and school course loads taking up approximately 12-15 hours a week, free time is rare. Add in labs, homework, and student organizations, and you start to realize college doesn't offer up as much freedom as you may think. However, there are certain ways a busy college student can stay organized and get everything done. With a little ..read more
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Smart Answers to Stupid Interview Questions
Young Finances
by Melissa
3y ago
Getting a job interview can be tough! As a recent graduate, you likely don’t have vast work experience or networks to draw on. After submitting dozens of applications, you finally get a call: you have an interview! It’s time to practice for those interview questions. Unfortunately, some interview questions are really dumb. We’ve all been there: interview questions we don’t expect, or questions so stupid you wonder why employers bother to ask them at all. Unfortunately, many companies still ask dumb interview questions, so it’s best to be prepared for them. Here are several stupid interview que ..read more
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National Coffee Day: How Much Do YOU Pay for Coffee a Week (And How You Can Cut That Cost in Half)
Young Finances
by Melissa
3y ago
In celebration of National Coffee Day, celebrated on September 29 this year, let’s talk delicious, hot (or iced!) coffee! Coffee is one of America’s favorite beverages, with it coming in only behind water as a drink of choice.  More than 75% of Americans drink some type of coffee, from lattes to cappuccinos to plain coffee. According to the Huffington Post, the average American drinks 2.1 cups of coffee a day. We spend an average of $3.28 per drink, a number that has increased annually since 2013. While it seems like we all celebrate national coffee day pretty regularly, it’s worth estima ..read more
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Which is Better? Credit Union or Traditional Bank?
Young Finances
by Chonce Maddox
3y ago
When it comes to choosing a bank, you may become stuck between settling with a traditional bank and a neighborhood credit union. On the surface, banks and credit unions are quite similar. They both offer checking and savings accounts, loans and other financial products. However, there are quite a few important differences. This post will show you how they're different. Then you'll know which one is right for you! The Main Differences Generally speaking, a bank is a business that holds onto your money and creates a profit by investing the money or loaning it out to others. The ba ..read more
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Top Ways College Students Can Earn Extra Money
Young Finances
by Young Finances
3y ago
Good students spend the extra time to get better grades. Sometimes that means late nights, missing out on fun, and stressful days. But getting good grades can also mean more cash in your pocket. You can often get approved for more financial aid if you have good grades in college, and you may even get scholarships. However, scholarships are not the only way to get paid for good grades. Here are a few more ways to benefit from good grades.   Save Hundreds by Skipping College Classes You can begin earning extra money as early as middle school. If you are a relatively good student and you cho ..read more
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75+ Back to College Items to Include on Your College Packing List
Young Finances
by Bre Bush
3y ago
Photo Cred: HGTV No one likes to think about back to school shopping this time of the year… because that usually signals the end of summer. (And no one ever wants summer to end!) But, as they say, all good things must come to an end and it’s time to head back to school. That means making sure you’ve got everything you need before you make the trek, however long, back to college. Fortunately, we’ve got the ultimate back-to-college shopping list already put together for you! And, for those who are too busy or love to procrastinate, don’t forget to take advantage of Amazon Student. Amazon Student ..read more
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Be Late For Something Day: Be Late For Something Today, Anything BUT Your Bills!
Young Finances
by Sanaa Brooks
3y ago
So apparently Be Late For Something Day is coming on September 5th. That means you’re officially excused from arriving to work late today! (Okay, maybe not!) [Tweet "It's Be Late For Something Day! What are YOU going to be late for? Hopefully not your bills!"] However, there are a couple of things that’s totally fine being late for, like arriving fashionably late to an event in a really cute dress, or showing up two minutes late to class so everyone can watch you enter. But do you know the ONE thing you shouldn’t be late for? Paying your bills! [Tweet "You should always, and boy do I mean ALWA ..read more
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Car Shopping on a Budget
Young Finances
by Chonce Maddox
3y ago
Time for a new car? One of the hardest parts about buying a new car is choosing something you can absolutely afford. Persuasive car sales people combined with shiny paint can ruin a person's budget in a hurry! At the end of the day, most people need a reliable car. The process of car shopping on a budget isn't too difficult. But it does takes heaps of self-control. When shopping for a car, you can remain within your budget by taking the following steps: Figure out How Much You Can Afford Create a new budget by listing out all your current expenses. Compare your income and expenses. W ..read more
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It’s Eat Outside Day! Here’s How You Can Afford Eating Out Without Breaking The Bank
Young Finances
by Sanaa Brooks
3y ago
Even though it’s Eat Outside Day, that doesn't mean you have to spend your entire paycheck on a 5 course meal. (But that doesn’t mean should settle for McDonald's either.)  Here’s how you can enjoy eating out, without breaking the bank: Don’t Go Out With An Empty Stomach If you go out hungry, you’re more likely to spend a ridiculous amount of money. It's hard to ignore hunger pangs. Going out with an empty stomach often leads to a massive food order. Nine out of ten times, this will cause you to end up wasting food and money. (Being able to take the food home is not an excuse ..read more
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