Wondering if you should invest in the current month’s Singapore Savings Bond (SSB) or wait for next month for potentially higher interest rates? Source: SpongeBob SquarePants | giphy Thanks to SSB technical specifications by the Money Authority of Singapore (MAS) and some really complicated mathematics done by user “@hwckhs” from I Love SSB, we can actually predict with high accuracy what next month’s SSB interest rate will be! TL;DR:  Singapore Savings Bond 2024 June Interest Rate Projection Guide Interest Rate Year 1 p.a. Interest Rate Year 2 p.a. 10-Year Average Return p.a. SB Ju ..read more

Are you not so keen on parking your cash for 10 years in the Singapore Savings Bond (SSB) or Singapore Government Securities (SGS) bonds for the full tenor? Or are you looking for an alternative to fixed deposits? Enter treasury bills (T-bills) with short maturities of only six months or one year and the same backing from the Singapore Government, which is well-known for its high credit (AAA) rating. Source: Tenor | Game of Thrones You’ll also receive a fixed interest payment upfront, and you can invest with cash, Supplementary Retirement Scheme (SRS), or Central Provident Fund (CPF) fund ..read more

Did someone say free air miles? ? Source: Icegif That’s right. In addition to sign-up gifts, did you know you can get free air miles when you apply for a credit card? Leveraging on credit card sign-up bonuses is one of the key strategies to get you flying for free! Let’s check them out below ?? TL;DR: Best Miles Card Promotions in Singapore Card Sign-up Bonus Miles Total Spends Income Requirement AMEX KrisFlyer Ascend Credit Card Apply Now Up to 34,000 KrisFlyer miles Spend S$1,000 in the first month For Cards with no preset spending limits, the latest income documents with a minimum i ..read more

I’m sure you’ve heard of people redeeming free flights. But how exactly do they do it? By spending with miles credit cards and redeeming miles for flights! But with a gazillion miles credit cards in Singapore, it’s extremely hard to suss out which cards you should sign up for. Source: Giphy Luckily, we’ve done the heavy lifting and sussed out the best miles credit cards in Singapore based on your spending habits. Ready to earn miles and redeem some flight tickets? Read on! Disclaimer: The cards listed in this article exclude corporate, private, premier, and invite-only cred ..read more

You’re in luck if you’re looking for a Housing and Development Board (HDB) Build to Order (BTO) flat after missing the February 2024 BTO launch. This is because the June 2024 HDB BTO launch lineup will see about 6,830 BTO flats launched across six estates: Jurong East, Woodlands, Tampines, Yishun, Kallang/Whampoa and Queenstown. Don’t know which to pick? Let’s have a closer look! TL;DR: June BTO 2024 in Jurong East, Kallang/Whampoa, Queenstown, Tampines & More BTO Sales Launch: Jun 2024 Mature Estates Estate Kallang/Whampoa Queenstown Flat Types Available & No. of Units 2-room F ..read more

Are you not so keen on parking your cash for 10 years in the Singapore Savings Bond (SSB) or Singapore Government Securities (SGS) bonds for the full tenor? Or are you looking for an alternative to fixed deposits? Enter treasury bills (T-bills) with short maturities of only six months or one year and the same backing from the Singapore Government, which is well-known for its high credit (AAA) rating. Source: Tenor | Game of Thrones You’ll also receive a fixed interest payment upfront, and you can invest with cash, Supplementary Retirement Scheme (SRS), or Central Provident Fund (CPF) fund ..read more

If you’re working in Singapore, chances are, you probably need to pay income tax. Source: IRAS Here in Singapore, we follow a progressive personal income tax rate structure and for YA2024, the tax rate starts at 0% and maxes out at 24% for chargeable income above $1,000,000. Thankfully, there are no capital gains or inheritance tax. Think that this is all too cheem (Hokkien: complex)? Fret not! This really simple and essential guide should help you figure out your personal income tax in no time! This guide is written for Year of Assessment (YA) 2024, the next tax year in which income tax is ca ..read more

For the uninitiated, Singapore is set to have a new prime minister! Mr Lawrence Wong will succeed PM Lee Hsien Loong as Prime Minister on 15 May 2024, 8pm. Source: Giphy This handover has been in the works for quite some time now and marks the transition from the third-generation to the fourth-generation (4G) political team. So here’s a quick throwback to PM Lee’s achievements and a look into our future PM Wong’s accomplishments so far. TL;DR: Prime Minister Handover – From Lee Hsien Loong to Lawrence Wong In This Article Lee Hsien Loong’s Contributions to Singapore Lawrence Wong’s Contribut ..read more

In 2023, tech layoffs and hiring freezes in Singapore have led to a downward trend in tech salaries. However, as the tech industry remains dynamic, there is resilience and growth in AI-related roles. Data science roles, in particular, have seen a significant upswing in Singapore, with a noteworthy increase of over 10% in average salaries. Source: Tenor Interested to find out how much tech talents are being paid, what the most popular tech companies are, and the industry trends? Let’s dive in! Disclaimer: This salary guide is based on Nodeflair’s Tech Salary Report 2024. Salary data are derived ..read more

On 28 November 2020, Deputy Prime Minister Heng Swee Keat announced the launch of the Climate Friendly Household Programme (CFHP): Source: CleanGreenSignapore | YouTube Back in November 2020, 300,000 eligible 1, 2, and 3-room HDB households in Singapore could apply for $225 worth of e-vouchers to buy household products that were more energy—or water-efficient. This scheme has been improved. From today (15 April 2024), all HDB households will receive $300 worth of Climate Vouchers for the enhanced CFHP. These vouchers can be used to purchase 10 types of energy and water-efficient household prod ..read more