My parents are aged 67 and 64 respectively. From their point of view, they think that they are old. From what national statistics suggest, there’s still 2 decades of lifespan left in each of them. How much of their remaining lifespan will be in the form of healthspan is anyone’s guess given how unpredictable life […] The post I took my parents for advance care planning in Singapore, here’s why appeared first on Heartland Boy ..read more

It was recently published that Singapore’s Total Fertility Rate (‘TFR’) dropped below 1.0 for the very first time. A psychological mark has been breached and this dominated Parliament debates and social commentaries. Given the clear TFR trend, factors such as 1) marriage plans disrupted by COVID-19 and 2) low births during the Zodiac of the […] The post Time For Radical Ways To Increase Singapore’s Total Fertility Rate appeared first on Heartland Boy ..read more

Being a member of the personal finance community for over a decade, I have always been crying out for an all-in-one personal finance mobile app that can replace manual tracking. Pretty much like a super app in the personal finance domain that can do it all- savings, expenditure tracking, budgeting, discounts etc. I would say […] The post Dobin: The Best Personal Finance App In Singapore So Far appeared first on Heartland Boy ..read more

When the DBS yuu card was first introduced in 2022, the only thing I remembered was the jingle by Gurmit Singh that played constantly on loop across all DFI stores. If you are willing to look past this annoyance like I did, you would notice that the card benefits are quite compelling especially with the […] The post DBS Yuu Card 18% Cashback Promotion Becomes Permanent – Why You Should Apply appeared first on Heartland Boy ..read more

I seldom dedicate a blog article solely on a promotional campaign but I think SingSaver’s March Madness Giveaway campaign warrants an exception. That is because SingSaver is organising its largest giveaway campaign ever with over $300,000 worth of prizes up for grabs. Every 10th successful applicant daily during the campaign for any participating product receive […] The post SingSaver March Madness Giveaway Campaign: Over 200 sets of iPhone 15 To Be Won appeared first on Heartland Boy ..read more

During its 4Q2023 results release, the Manager of Keppel Pacific Oak US REIT (‘KORE’) announced that it was voluntarily suspending dividends for 2 years as part of its recapitalisation plans. This came after it had requested to postpone the scheduled results announcement date. Both news came out of the blue and sent shockwaves to the […] The post Did Keppel Pacific Oak US REIT Tried To Kill An Ant With A Sledgehammer? appeared first on Heartland Boy ..read more

Long-time readers would know that I am not a believer that owning a car is a necessity in Singapore. As I have explained previously in a blog post, my family of four gets around Singapore through a combination of public transport, bicycle/scooters and private hire vehicles. Occasionally, renting a car might prove to be a […] The post GetGo Car Sharing Review With Prices, Tips And Promo Code Included appeared first on Heartland Boy ..read more

At the start of the year, I visited a secondary school friend of mine who was hospitalized after he underwent craniotomy. This was a major surgery to temporarily remove part of the skull to expose the brain and remove a tumour in it. It sounded scary as hell when I first googled the term. Thankfully, […] The post Should I Upgrade My Health Insurance Policy (Integrated Shield Plan)? appeared first on Heartland Boy ..read more

After 12 long years and 1 full zodiac cycle, 2024 welcomes the Year of the Dragon based on the Chinese zodiac. The Dragon symbolises power, nobleness, luck and success in traditional Chinese culture. Therefore, it is generally considered an auspicious year to have babies. I know this from first-hand experience because I was born in […] The post Why Is It Important To Buy Maternity Insurance During Your Pregnancy? appeared first on Heartland Boy ..read more

Around September 2023 last year, it was revealed in Parliament that the banking industry was studying the concept of a “money lock” to guard depositors’ hard-earned monies against rising scam cases. When I first heard of this development, I immediately gave a thumbs up because I was increasingly concerned about the spate of scams occurring […] The post Why Can’t DBS And UOB Match Up To OCBC Money Lock Interest Rate? appeared first on Heartland Boy ..read more