Discover how leveraging specific market factors can lead to smarter investment decisions and potentially higher returns. Begin your journey into factor investing with our comprehensive guide, tailored for both beginners and seasoned investors, updated for 2024. Factor investing is an investment approach that focuses on specific factors or characteristics believed to drive returns in financial markets. These factors can include attributes such as value, size, momentum, quality, volatility, and dividend yield. Factor investing encompasses two primary types of factors that influence the returns ..read more

What is micro investing? Discover how small investments can lead to big returns. Whether you’re a student, beginner, or looking to diversify, learn how to start micro investing in 2024 and make your financial goals a reality. What is micro investing? Micro investing involves setting aside modest amounts of money, such as leftover change, and consistently channeling it into the financial markets and investing in assets like ETFs, bonds, or real estate. Over time, even small investments have the potential to grow in value. Micro investing has recently emerged as a popular investment option ..read more

Net Annualized Return (NAR) is a financial metric used to measure the annual rate of return on an investment after accounting for all expenses, fees, and losses. The NAR provides investors with a clear understanding of the actual return they can expect from their investment over a specific period, typically on an annualized basis. The NAR is not a prediction of performance, rather it includes anything in the past that has affected your returns. Here’s how NAR is calculated: Start with the initial investment amount. Add any returns or gains generated by the investment over the specified peri ..read more

Learn what a prospectus is, the differences between a prospectus and an annual report, prospectuses on Mintos, and how to effectively read a prospectus to make informed decisions. Ideal for both newbie and seasoned investors. What is a prospectus? A prospectus is a legal document containing the details of an investment offering to the public. The information, format, and content disclosed in a prospectus are regulated by the European Union (EU) legal requirements for a prospectus to help investors make educated investing decisions. Every company offering financial instruments (also known a ..read more

Automated investing marries technology with finance, streamlining the way investments are managed. It’s become a transformative force in the investment world, making the process accessible to a wide range of investors. In this guide, we dive into the essence of automated investing, clarifying how it functions and spotlighting its key advantages. Our goal is to arm you with the insights needed to effectively engage with automated investing, using it to bolster your investment approach and achieve your financial goals. What is automated investing, and how does it work? At its heart, automate ..read more

Dive into the world of bonds with our comprehensive guide. Understand what bonds are, their types, benefits, and how they compare to other investment options. Perfect for beginners seeking stable investment avenues in 2024. A bond is a debt security, or simply put, a form of “I owe you” (IOU) between a lender and a borrower. Bonds are commonly issued by a government, a government agency, or a company to finance projects or other needs. In return for lending money to the bond issuer, the issuer promises to pay you a specified interest rate during the life of the bond, and the principal of the ..read more

The 2024 investment landscape presents a clear imperative: to select investment vehicles that mitigate risk without sidelining potential gains. Amidst a backdrop of economic shifts and interest rate uncertainties, investors are prompted to recalibrate their portfolios with a blend of stability and growth. We delve into an array of investments that stand out as the best low-risk options for the forthcoming year. If you’re searching for the best investments for 2024, the following selections cater to a spectrum of financial goals and risk appetites, ensuring a prosperous year ahead: 1. High ..read more

The latest Mintos Risk Score updates based on developments and data from the last quarter of 2023 are now live on Mintos. In this article, we share the general summary of the most recent quarterly changes. All other details can be found on the Mintos Risk Score Updates page. An overview of historical changes in the Mintos Risk Score through the quarters is also available as a spreadsheet on the updates page. See all detailed updates Overview of Mintos Risk Score changes This quarter, we saw 2 increases in the Mintos Risk Score as well 1 decrease. There were 10 subscores changes of 0.7 or m ..read more

Traditional investments like stocks and bonds have long been the staples of personal and institutional portfolios, favored for their liquidity, transparency, and historical performance data. However, the inherent limitations of traditional investments, including their susceptibility to market volatility and inflation, have led investors to seek more resilient solutions. This shift in investor sentiment has fueled a growing interest in alternative investments. Alternative investments are increasingly viewed not just as diversification tools but as vital components for enhancing portfolio perf ..read more

In the realm of investing, where trends often overshadow fundamentals, value investing stands as a testament to the power of intrinsic value. Championed by Benjamin Graham and Warren Buffett, this strategy transcends picking stocks by emphasizing the discovery of undervalued companies with robust fundamentals, promising long-term gains over short-term speculation. This approach is at the heart of what total investing value is, considering both the market price and the potential growth of investments. What is value investing? Value investing is the art of uncovering “diamonds in the rough ..read more