hey guys, so far i have always invested 100% in SPDR ACWI IMI. But now I have a large sum in my account due to some circumstances, that I would like to invest for ~25 years. what do you think about this factor-tilt portfolio: JPGL 50%, IS3R 15%, ZPRV 15%, ZPRX 10%, FLXE 10% Is there a good tool for regression analysis to look at the factor loadings? i am in the UCITS universum obv submitted by /u/maxlm99 [visit reddit] [comments ..read more

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following: How old are you? What country do you live in? Are you employed/making income? How much? What are your objectives with this money? (Buy a house? Retirement savings?) What is your time horizon? Do you need this money next month? Next 20yrs? What is your ..read more

We used Morgan Stanley professionally managed services and they were completely incompetent, despite being “fiduciaries”. 42yo/45yo, high earners, no kids. Risk profile: aggressive growth Examples: - 45% in bonds in my IRA ??‍♀️ ? - All mutual funds while I’m paying a professional services fee ??‍♀️ ? - Morning Star ratings on those funds averaged 2 out of 5 stars ??‍♀️ ? - Dollar-cost averaging the taxable account to the point where they’d never get money invested ??‍♀️ ? - Moving cash (4% high yield savings) into cash in my IRA (to make the 1% professionally-managed fee kick-in) ??‍♀️ ? Why ..read more

Hey everyone :) So I am based in the UK, and have been looking at the 3-Month US Treasury Yield for a while - 5+% for 3 months holding is an amazing rate of returns! Only problem is, I cannot find anywhere to buy them or any investment vehicles that can take advantage of this. Could anyone point me in the right direction?? Thanks in advance! submitted by /u/Johnboy__ [visit reddit] [comments ..read more

Key Takeaways Total investment volume in Web3 firms soared by 55% in Q1 2024, with a 36% increase in the number of venture deals; AI and gaming within Web3 experienced a particularly strong resurgence in funding; Significant investments that quarter included a $35M pre-seed round for 0G Labs and a $27M seed round for Avail, reflecting a growing interest in blockchain technology and its applications. Source submitted by /u/Educational_Swim8665 [visit reddit] [comments ..read more

I'm 25 making $185k/yr and have been above the earning contribution limit for a Roth IRA since I graduated college at 22. When I graduated I had $0 and thus couldn't have contributed for the prior year. Since then I've saved up around $160k split 50/50 between a HYSA and a brokerage. Is continuing to ride the high rates of HSYA until they lower than moving all but an emergency fund to the market a good strategy short and long term or is there a better route despite not having access to a Roth IRA? My accountant mentioned a backdoor Roth in passing but never had a chance to get into it with th ..read more

Morgan Stanley (NYSE: $MS) is a multinational investment bank with offices in 41 countries and over 75,000 employees. Its clients include governments, corporations, individuals, and institutions. Wall Street investors were bullish on Tuesday, April 16, following the release of its Q1 fiscal 2024 results, with the stock soaring over 2%. https://dexwirenews.com/morgan-stanley-nyse-ms-soars-2-on-tuesday-after-stellar-q1-results-ceos-upbeat-forecast/ submitted by /u/ExternalCollection92 [visit reddit] [comments ..read more

Should I invest now or wait till it starts to go up? I'm not smart when it comes to investing and have just been reading a bit the past few days. I would hate to throw in my cash now and instantly start to lose it. Does that mentality make me right for investing, probably not, you're right. I'm just trying to.make smarter moves than keep my cash in a hysa makes 5%. So please give your inputs for me.to absorb! Appreciate your help! submitted by /u/Fox_Den_Studio_LLC [visit reddit] [comments ..read more

Starting a 457B plan with my workplace, I called in today while they're setting it up to ask a few questions. The plan is organized through Voya and will offer multiple Portfolio options that range from extremely conservative to super aggressive, I'm not really interested in managed portfolios whatsoever so I asked if there is a self-managed option and they said yes. They said there is a self-managed option that is done with the collaboration of Voya and Schwab that will charge an asset based fee and wouldn't give me any specifics on the percentages on the phone but said they would be availab ..read more

Fox News is talking about the fentanyl crisis and how people are getting their cocaine cut with it. Bern Switzerland has approved cocaine legalization for safe supply in city council. Does anyone know of any companies that are trading making pharma grade cocaine. Is it a good investing opportunity. They are blaming it on china and Mexico but reality is 70 percent of overdoses are from fentanyl. submitted by /u/Amanitamuscaria44 [visit reddit] [comments ..read more