Stay Safe in High Winds
Atlas Insurance Brokers LLC
by Mark Zoller
2y ago
Severe winds can down trees and power lines, kick up debris, and damage properties. Fortunately, there are some steps you can take to help minimize damage to your property. Quick Tips Secure loose outdoor items such as deck furniture, flowerpots, and holiday decorations. Charge your phone before high winds occur in case there is a power outage. Avoid driving, especially during peak wind and in tall or high-profile vehicles. Ongoing Activities Trim or remove dead, damaged, or rotting trees and other plants. Seal cracks around windows and doors with caulk. Fill holes around piping. Anchor fuel t ..read more
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Porch Lights and Home Security
Atlas Insurance Brokers LLC
by Mark Zoller
2y ago
Is leaving your porch lights on a good way to keep burglars away from your home, or can it actually attract them? There isn’t one “right” answer. Using lights to enhance your home security can be effective, especially as part of a larger overall strategy. With that in mind, here are five things to consider: Remember that variety is key. If your exterior lights are always on, even during the day, that can be a signal to burglars that nobody is home. Otherwise, you’d probably turn off the lights after sunrise, right? Don’t leave your lights on constantly while you’re on vacation or at work. Use ..read more
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Home Security Tech
Atlas Insurance Brokers LLC
by Mark Zoller
2y ago
Home Security is Easier — and Better — Than Ever Think home security is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing them might get you a discount on your homeowners insurance, too.) Full-service systems are still a popular option with many people. Companies offer central monitoring, video surveillance, smoke/carbon monoxide detection and more. Some even inc ..read more
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Don’t Forget 811 Before Any Digging Projects
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
811 is a national phone number you can use to have any underground utilities on your property marked. The phone number is the same across the country and will automatically route to your state’s local 811 office. Best of all, the service is free of charge and is usually performed within a couple days. Why do I need to use 811? Hitting a buried utility line can be dangerous, cause a disruption in service for an entire neighborhood, and could cost you money. When do I need to use 811? Anytime you plan to dig, you should call 811. Many lines are buried only a few inches deep, so even small projec ..read more
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What to Know Before Installing Solar Panels
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
Solar panels can be economically and environmentally sound, and they’re more accessible than ever. But, is solar power right for you here in southern Minnesota? To help you address the question, here are five things to think about before making the switch: The different options for installing a solar system. Oftentimes you don’t have to foot the full cost of going solar yourself. Instead, you may be able to lease a system from a company that installs and maintains it, or enter into an agreement where a third party actually owns the system and bills you (likely at a reduced rate) for electrici ..read more
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Car Seat Safety
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
The Right Car Seat for Your Child Infant-only, convertible, all-in-one – many soon-to-be parents don’t know where to begin when it comes to car seats. And, each choice has advantages and disadvantages. Here are five things to keep in mind, from shopping to installation, to help you find the right seat for your precious cargo: Know the pros and cons of each seat type. Children usually outgrow infant-only seats within the first year. However, they offer a snug fit and allow you to quickly snap the baby carrier in and out. Convertible seats and all-in-ones have a longer life, but they sometimes ..read more
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Winter Car Accidents
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
How to Stay Safe After a Winter Car Accident The days are short, the air is cold, and roads are often slick with rain, snow, or ice. It’s winter driving season in Minnesota. While most people know what to do to try to avoid an accident, many don’t know what to do after one. It’s vital knowledge to have, because the aftermath of a crash can be just as dangerous as the crash itself — especially when it’s cold and snowy. Here are five things to do (or not do) if you’re in an accident this winter to help keep yourself and others safe: Make sure everyone’s OK — then get off the road if you ca ..read more
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What Does Coinsurance Mean?
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
Coinsurance is a term often used in the insurance industry and it can be confusing at times. That’s because it means different things for different types of policies. Two types of policies you’ll commonly find coinsurance on are health insurance and property insurance. Let’s look at both in more detail to explain what they mean and how they differ from each other. Health Insurance In health insurance terms, coinsurance is the amount you pay for services after your deductible has been met. It’s generally expressed in percentage terms, like 20%. Say, for example, you have a health insurance poli ..read more
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Help People Facing Homelessness
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
Please join us in collecting needed items for those facing homelessness in our community. Atlas is hosting a clothing drive, benefiting The Landing MN. We’ll be collecting items at our office at 5721 Bandel Rd NW – Rochester, MN from Monday, October 26th through Monday, November 9th. Items may be dropped off to the donation box in the entryway of our office Monday – Friday, 8:30am – 5pm. Needed Items Winter Hats Water-Resistant Gloves Hoodies Thermal Socks Neck Gaiters Hand Warmers Foot Warmers Zero-Degree Sleeping Bags Shop Our Amazon List Stay safe and shop online to help support The Landi ..read more
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Create an Emergency Supply Kit
Atlas Insurance Brokers LLC
by Mark Zoller
3y ago
Natural disasters can strike any time, cutting you and your family off from crucial supplies for up to several days. FEMA recommends maintaining an emergency supply kit to provide you with the necessities needed to survive for several days on your own. Items to Include in Your Kit At least 3 gallons of water per person (3 day supply at 1 gal/person/day) Non-perishable food & can-opener Flashlight, radio, and extra batteries First aid kit Moist towelettes, toilet paper, and other personal hygiene products Multi-purpose tool Whistle Local map(s) Duct tape Copies of important documents in a ..read more
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