Little Brother Life Coach
0 FOLLOWERS
Simple Steps to Living a Better Life. To Transform the Lives of Others Through Simplistic Changes In Finance, Fulfilment, and Mindset.
Little Brother Life Coach
4y ago
I am taking a writing/blogging hiatus for the unforeseeable future. Thanks for your patience.
The post Finance Quickie Fridays 3/14/20 – Undetermined appeared first on Little Brother Life Coach ..read more
Little Brother Life Coach
4y ago
I forgot my lunch when I went to work. Luckily I had a gift card from Christmas that I hadn’t used. Saving money in the budget by going out to eat. Moneywin but not as health as a lunch as I had made. Sometimes you have to compromise.
The post Finance Quickie Friday 3/6/20 appeared first on Little Brother Life Coach ..read more
Little Brother Life Coach
4y ago
The power of 5
I recently refinanced my student
loan to 5 years and less than a 5% fixed rate. Now all my debts are under 5%
and I have a 5 year plan. Be debt free. But that’s not all.
I plan to pay off the loan in
less than 5 years by paying over $500 a month (my rent isn’t even $500)!
In 5 years I could be over a
positive $50k net worth (market fluctuations pending). 5 is such a powerful
number lately it seems, and I’ve been able to build a 5 year debt free plan
just by trying to pay my loan off early.
The post Finance Quicky Friday 2/28/2020 appeared first on Little Brother Life C ..read more
Little Brother Life Coach
4y ago
Financial truth time. I’ve been
working my way out of debt and working on my finances for almost 7 years.
I’ve come a long way and still
have a way to go. But, honesty time, of those 7 years probably the first 3 or 4
(probably more) I definitely felt like shit was always falling apart and I
would NEVER get ahead.
Make tough choices, keep making
tough choices, but enjoy the journey. Most people learn along away it’s not
necessarily the stuff we buy makes us happy. Stuff is just a tool to solve a
problem. The level of problem and quality of solution is dependent on the
individual.
Hin ..read more
Little Brother Life Coach
4y ago
I don’t gamble because winning $100 doesn’t give me great pleasure. But losing $100 pisses me off. Alex Trebek of Jeopardy
Jeff Kreisler on the Afford Anything podcast with Paula Pant mentions we feel a loss more than an equal gain. A loss of $10 dollars would be overcome by a gain of $20.
Why do you think we feel a loss of money twice as much as a gain of the same amount?
The post Finance Quickie Friday 2/14/2020 appeared first on Little Brother Life Coach ..read more
Little Brother Life Coach
4y ago
*This post contains affiliate links. Freebies! Like getting free stuff? Signup for the apps below and get some free things.
Sign up with the cash app and get a free debit card and $5
dollars sent to your bank account just for signing up! I love using the cash
app to send money for gifts or to pay friends back when going out. The cash app
is a must have for me! Get your $5 at the link below.
Try it using my code and we’ll each get $5. NQRCMQP https://cash.app/app/NQRCMQP
Swagbucks Surveys & Gift Cards: Earn an extra $3 in gift
card redemption (300 SB points) when using my refer ..read more
Little Brother Life Coach
4y ago
The FI Command Center
Do you have a command center? What exactly is a “command center?”
A command center is a place to keep track of
daily/weekly/monthly notes and details. The command center is usually placed in
a high traffic area where the household can refer to it multiple times as
needed. Some opt for their command center to be placed on or near the fridge,
others near a doorway where the family comes in and out.
A command center helps (obviously) center ideas, thoughts
and business for the week. It is a great resource as a reminder for meal plans,
appointments, upcoming events ..read more
Little Brother Life Coach
4y ago
What is Burnout?
There is a point in Financial Independence (FI) where people
start to feel burned out. One of the main counterarguments to FI is the You
Only Live Once retort. For some, they are all in with FI that the goal is to
save every single penny to get to financial independence and retire early as
soon as humanly possible in their situation.
Some can feel this burning out in the debt paydown phase
while working side jobs to the extreme and feel physically and emotionally
burned out. Some work a job they can’t stand for a higher income to achieve FI
and RE (retire early). Some ju ..read more
Little Brother Life Coach
4y ago
The Millionaire Formula
I
recommend reading, “The Millionaire Next Door” by Dr. Tom Stanley, to better
understand this plan and why it works. The book is also a great teaching tool
to living below one’s means. Financial experts recommend this book. Scott Alan
Turner, the “Financial Rockstar” recommends this book in over five different
episodes of his podcasts alone. Ramsey recommends this book to individuals and
couples struggling to get on a budget and get out of debt.
Ramsey
and Turner are millionaires, I am not. If you question anything in this blog,
(and feel free to), then go ahead ..read more
Little Brother Life Coach
4y ago
Just a short new series coming out on Fridays on what I’m checking out during the week or new things to mention in the PF/FIRE communities. Typically quick reads. Let me know in the comments if you have something you think should be featured on FQF!
The post Finance Quickie Fridays appeared first on Little Brother Life Coach ..read more