The 6 C’s and the Keys to Getting Business Funding
Ephrata National Bank Blog and News | ENB
by Sarah Haydt
1y ago
When you need business funding, lenders will evaluate your creditworthiness based on 6 key attributes. Doing so gives them insight into how much risk they are likely to take on if they give you a loan and helps them determine just how much money they will lend you. Ready to grow your business? Don’t wait to master these 6 C’s of business creditworthiness: 1. Capital This is your assets compared to... Source ..read more
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Ephrata National Bank announces the addition of Community Banking Manager
Ephrata National Bank Blog and News | ENB
by Jared Horn
1y ago
Matthew Kohan Community Banking Manager Ephrata National Bank announces the addition of Matthew Kohan as Community Banking Manager, overseeing ENB’s Quarryville and Georgetown Offices. In this role, Kohan is responsible for managing the office, business development within the community, executing the customer experience strategy and leading a team of banking professionals. He will oversee the... Source ..read more
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Home Reno: How to Get the Best Return on Investment
Ephrata National Bank Blog and News | ENB
by Melanie Mann
1y ago
A spa-like bathroom? An outdoor deck? A luxury kitchen with updated cabinets and top-of-the-line appliances? If you’re a homeowner thinking of doing some remodeling, these may sound like appealing options. However, before you call the contractor, you’ll want to consider what upgrades make the most sense for building equity if you decide to sell or refinance. In this article, we’ll look at the best... Source ..read more
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Get the Facts About Adjustable-Rate Mortgages
Ephrata National Bank Blog and News | ENB
by Melanie Mann
1y ago
Learn the pros and cons of financing with an adjustable-rate mortgage. Buying a home is a big, exciting step. It involves making lots of decisions, including which type of mortgage is the best fit for your current situation and financial goals. One option to consider is an adjustable-rate mortgage. We’ll explain how an adjustable-rate mortgage works so you can make an informed decision. Source ..read more
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Ephrata National Bank Money Management Group is Officially Renamed ENB Wealth Solutions
Ephrata National Bank Blog and News | ENB
by Debbie Kerchner
1y ago
Ephrata National Bank Money Management Group (MMG) has officially changed its name to ENB Wealth Solutions. This change more accurately reflects the depth and diversity of services we are able to offer customers as we work to help them achieve financial health and wellbeing throughout their lifetime. The name ENB Wealth Solutions also more clearly reflects our ability to identify customer needs... Source ..read more
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Is It Time to Buy a Home? Make the Right Call by Asking These 6 Questions.
Ephrata National Bank Blog and News | ENB
by Melanie Mann
1y ago
Nothing is as much a part of the American dream as owning a home. Your parents may have owned the home you grew up in. Your former roommate may be getting preapproved for a mortgage. The words “Why rent when you can own?” are everywhere. But before you make the leap from renting to buying, consider the benefits and drawbacks for both. To help you get started, here are six questions to ask when... Source ..read more
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Avoid Mortgage Relief Scams
Ephrata National Bank Blog and News | ENB
by Debbie Kerchner
1y ago
https://www.epnb.com/wp-content/uploads/2022/09/mortgagerelief_scam_final_enb-1080p.mp4 With today’s economic uncertainty and high inflation, things like maintaining mortgage payments can be difficult. It’s hardships like these that fraudsters often attempt to take advantage of in order to steal your money or your home. For this reason, it is important to do your research and speak with your... Source ..read more
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How to Avoid Prize Scams
Ephrata National Bank Blog and News | ENB
by Debbie Kerchner
1y ago
https://www.epnb.com/wp-content/uploads/2022/09/prizescam_final_enb-1080p.mp4 Everybody wants to be a winner, and fraudsters try to capitalize on this desire through the use of prize scams. Prize scams come in many forms, including emails, phone calls, text messages and social media. Unknowingly entering into these phony contests gives fraudsters the opportunity to steal your money... Source ..read more
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Ephrata National Bank Announces the Promotion of Senior Vice President, Chief Retail & Small Business Banking Officer
Ephrata National Bank Blog and News | ENB
by Debbie Kerchner
1y ago
Todd Keagy Senior Vice President, Chief Retail & Small Business Banking Officer Ephrata National Bank announces the promotion of Todd Keagy as Senior Vice President, Chief Retail & Small Business Banking Officer. In this newly created role, Keagy leads all aspects of the bank’s retail and small business banking divisions inclusive of the community banking group, consumer lending... Source ..read more
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Real Estate Agent or Contractor? How to Decide Whether to Move or Renovate.
Ephrata National Bank Blog and News | ENB
by Melanie Mann
1y ago
After living in your home for many years, you probably are looking to make some changes. Many longtime homeowners ask, “Should I renovate my current home or move to a new home?” The answer often revolves around financial, social, and emotional concerns. To help you decide, here are some reasons to renovate and reasons to move. Reasons to Renovate Home renovations are more than great reality TV. Source ..read more
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