TL;DR: UK senior fraud specialist with wide experience back in the US, looking for temporary contract work. Any leads or advice on finding these roles would be helpful. Hello r/banking! I'm a dual US/UK citizen with a background in fraud investigations, recently returned to the US after 15 years in the UK. I'm pivoting my career towards software engineering but need some income in the meantime. Because I worked at a smaller UK bank, my previous 2.5 years as a senior fraud specialist involved a wide range of responsibilities: Full-cycle case handling (customer contact, investigation, chargeba ..read more

A landlord gave two days notice to its tenant that they need access to the unit because the bank needs to see the inside of the unit in order to approve a loan they are trying to get. Do banks actually request access to the interior of your property as a condition for making a loan? Wouldn't the overall county assessed value of the property suffice? submitted by /u/caramelsbythesea [visit reddit] [comments ..read more

I went to Bank of America today and deposited two checks—one a few hundred dollars and another for a couple thousand, both from the same company. There was no hold and the checks were to be available tomorrow. It says on the receipt and I asked the teller to confirm. She said no hold. Fast forward about two hours after the bank is closed, and I receive an email alerting me a hold has been placed on the larger check until Friday. The hold reason is: A hold was placed on your check(s) because check specific information indicates item may be returned. I called customer service for information an ..read more

I'm In need of some advice. I've got 15 years of backroom processing for a major bank. I'm thinking about getting into loan processing. Sounds crazy, but I actually enjoy paperwork. I have alot of experience working in a fast paced environment. I was a teller as well. I understand tight deadlines and the importance of following rules and regulations. Anyways, when applying, should I add a cover letter to my resume to show great interest in the position? This would all be new territory for me. Im also wondering what a typical day would be from beginning to end? Any ways to prepare for the inte ..read more

How safe is it to store stuff like cash or gold in a safety deposit box let’s say at a big bank. In terms of if the bank itself fails or there’s a run on the bank, is your stuff in the box untouched, and you’ll always have access to it? Interested in diversifying into let’s say physical gold or something but you don’t store that at home submitted by /u/Fun-Pain2395 [visit reddit] [comments ..read more

Hi. Could you please recommend me some books or other sources which are helpfull in understanding of banking system? Not purely in US, I'm interested in system of West European countries also, especially Luxembourg (investment funds field). Is it possible to check which books/sources are used by Oxford/Yale/Harvard etc.? I have a lot of time and need something which will be helpfull to understanding the whole system. I'm not looking for math staff, more for generall concept of this complex thing. submitted by /u/kphor [visit reddit] [comments ..read more

Hi, I am exploring a simple business checking account for two LLCs and I would appreciate your guidance considering the below: Revenue is <50K together Peer-to-Peer Payment platform preferred esp. Zelle for online payments ZERO monthly maintenance but ok if it's packed with important features like Tax computations or invoice generations or CRM solutions. That's all folks! :) submitted by /u/kgsriram [visit reddit] [comments ..read more

Huntington closed my account over an 14 k dispute on a purchase i didn’t make how likely will i get that money back ? I already know it will come thru mail but like how likely is it ? submitted by /u/Gloomy_Parking6290 [visit reddit] [comments ..read more

Best metros for a career in banking Rank these metros for best in terms of job market. Currently work in risk management at a top 10 global bank. Just asking as I can’t seem to find a quantifiable metric that measures this. Thank you! Miami, FL Charlotte, NC Dallas, TX Austin, TX Orlando, FL Denver, CO Tampa, FL San Antonio, TX Las Vegas, NV Atlanta, GA submitted by /u/Local-Evening9951 [visit reddit] [comments ..read more

Hello, I refinanced my car a few months ago and recently received a letter from the credit union claiming I needed to fill out paperwork to change it to them. I’m reading there is a fee but the lien holder has not reached back out to me and I was wondering if the fee would have to be paid by me or would they add it to my loan? They didn’t mention anything about payment so I’m not 100% sure. Thanks! submitted by /u/jerseyhoagie [visit reddit] [comments ..read more