Are you one of the many homeowners waiting to see if mortgage rates in the UK will continue to drop? Whilst some lenders have begun to drop rates on their products, there is still some uncertainty in the market and it might be better to get a deal locked in now. Understanding the Factors Influencing […] The post Will Mortgage Rates in the UK Keep Falling? What Homebuyers and Homeowners Need to Know appeared first on Grange Mortgage and Protection Services ..read more

Introduction For homeowners and first-time buyers, a new Labour government brings the potential for significant impact on the housing market and interest rates. What do these changes mean for you? Analysis of Proposed Policies The Labour Government’s election promises were focused on making housing more affordable and accessible. Several key policies stand out: New Homes […] The post How a New Labour Government could impact the Housing Market and Interest Rates appeared first on Grange Mortgage and Protection Services ..read more

House Prices According to the latest data from the Office for National Statistics (ONS), house prices in the UK have seen significant growth over the past 1-2 years. As of August 2023, the average house price in the UK reached £270,000, marking a year-on-year increase of 8.5%. This surge can be attributed to several factors, […] The post <strong>The Latest News in the UK Housing Market: Trends and Insights for Homeowners June 2024</strong> appeared first on Grange Mortgage and Protection Services ..read more

Multiple lenders, including Nationwide, Santander, and NatWest, have announced imminent rate rises on new fixed mortgage deals, the window for locking in favourable mortgage deals is soon closing. This shift underscores the importance of securing a mortgage deal up to 6 months in advance—a strategy that could offer substantial benefits with the market showing signs […] The post <strong>Locking in a Mortgage Deal Up to 6 Months in Advance</strong> appeared first on Grange Mortgage and Protection Services ..read more

For many aspiring homeowners, the dream of owning property is often seen as just that — a dream. In an age of soaring house prices and tight borrowing conditions, an equitable and accessible solution has emerged in the form of shared ownership. This scheme allows individuals to purchase a share of a property – usually […] The post <strong>The Continuing Rise of Shared Ownership: An Essential Guide for First-Time Homebuyers</strong> appeared first on Grange Mortgage and Protection Services ..read more

Navigating the turbulent waters of the housing market can be an arduous task. Homeownership, often a synonym for stability and investment security, is becoming increasingly unattainable for many. But what if there were a scheme that could make monthly mortgage payments palatable for homeowners and first-time buyers alike? Enter the Own New Rate Reducer Scheme, […] The post <strong>Own New Rate Reducer Scheme – A Game Changer in Mortgage Affordability</strong> appeared first on Grange Mortgage and Protection Services ..read more

In an unpredictable world, the importance of financial security cannot be overstated. It’s a safety net for you and your loved ones when life throws curveballs your way. We understand the need to provide protection for your loved ones, which is why we have teamed up with some of the best providers in the industry […] The post Securing Your Future with Insurance Protection Products appeared first on Grange Mortgage and Protection Services ..read more

Many homeowners are blissfully unaware of the money they could save by re-mortgaging their home. Whilst interest rates have seen some volatility, rates are starting to stabilise, inflation is coming down and mortgage deals have been getting cheaper in the second half of 2023. If you’re coming to the end of a mortgage deal on […] The post When Is The Best Time To Remortgage? appeared first on Grange Mortgage and Protection Services ..read more

When Should You Re-mortgage? Re-mortgaging is the process of changing your mortgage deal and this could be for a number of reasons. The reason why you are re-mortgaging may impact when you need to do it. So in this article we are going to look at when you should re-mortgage and tips for the process. […] The post <strong>When Should You Re-mortgage?</strong> appeared first on Grange Mortgage and Protection Services ..read more

The Mortgage Guarantee Scheme is a government initiative in the UK aimed at increasing the availability of 5% deposit mortgages to help more home buyers achieve their dream of home ownership. Launched in April 2021, this scheme has provided support to first-time buyers and individuals looking to move to a new home. By offering financial […] The post The Mortgage Guarantee Scheme appeared first on Grange Mortgage and Protection Services ..read more