Buying a Home For Mom, Dad, or Child Using the Family Opportunity Mortgage
Treadstone Mortgage
by Halle
1w ago
Is the Family Opportunity Mortgage Right for You? The Family Opportunity Mortgage is a specialized loan program designed to assist families in overcoming financial barriers when purchasing homes for their disabled adult children or elderly parents who cannot afford a residence on their own. This program offers unique features such as low down payments and eligibility for non-occupying borrowers, meaning the person taking out the mortgage does not have to live in the home.   Who Can Benefit from the Family Opportunity Mortgage? The Family Opportunity Mortgage is specifically designed to he ..read more
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Why Interest Rates Rise and Fall
Treadstone Mortgage
by Halle
1w ago
We want to share some insights about interest rates—how they change and what might happen. This should help explain why rates have been high recently and what could lead to them dropping.   Why Interest Rates Rise and Fall The Federal Reserve (the Fed) controls interest rates in the U.S. When the economy gets too hot and prices rise quickly (high inflation), the Fed raises interest rates to cool things down. This makes borrowing money more expensive, so people and businesses spend less, which helps lower inflation. From early 2022 to mid-2023, the Fed significantly increased interest rate ..read more
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Understanding Unclaimed Property in Michigan
Treadstone Mortgage
by Halle
3w ago
Unclaimed Property in Michigan If you’re thinking of buying a home in Michigan, you’ll want to exhaust every opportunity to ease the financial burden. Buying a home is a massive commitment and throughout the home buying process, it’s important to get all the money off the table and into your pockets. Unclaimed property in Michigan is one of those small things that can relieve a little bit of the pressure.   What is Michigan Unclaimed Property? Michigan unclaimed property are assets that have been left inactive or forgotten by their rightful owners. These can include security deposits, ref ..read more
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When to Refinance an FHA Loan
Treadstone Mortgage
by Halle
3w ago
When to Refinance an FHA Loan When it comes to managing your finances, knowing when to do refinance your FHA mortgage can make a significant difference in your long-term financial health. Refinancing can help you lower your monthly payments, reduce your interest rate, or even shorten the term of your loan. However, it’s not always the right choice, and understanding the factors involved is crucial.   Understanding FHA Loan Refinancing Refinancing an FHA Loan involves replacing your original FHA Loan with a new one. This new loan can have different terms, such as a lower interest rate, a s ..read more
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June Realtor of the Month – Troy McKenney
Treadstone Mortgage
by Halle
1M ago
Congratulations to Troy McKenney! Our June Realtor of the Month is Troy McKenney with eXp Realty. Even before becoming a Realtor, Troy was no stranger to real estate, as an avid house flipper. He values building relationships with colleagues and clients alike, and is passionate about educating clients on the buying and selling processes so they can have a smooth experience! Troy’s passion for education comes from over 20 years of experience coaching young adults in sports, and he exhibits the same motivational mindset now in real estate. His goal for every client is to have them leaving the ex ..read more
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10 Best Summer Events in Ottawa County 2024
Treadstone Mortgage
by Halle
1M ago
Hey festival lovers! Get ready to dive into the heart of summer fun because Ottawa County is turning up the heat with an electrifying lineup of festivals this year! From music and food to arts and culture, there’s an array of events for everyone to enjoy. So, grab your sunnies, gather your friends, and let’s explore the vibrant festival scene that’s lighting up Ottawa County this season.   Spring Lake Heritage Festival Car Show Rev up your engines and join us for the Spring Lake Heritage Festival Car Show! Registration is just $10 per car, so showcase your vintage wheels or enjoy a day o ..read more
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30 Best Summer Events in Grand Rapids 2024
Treadstone Mortgage
by Halle
1M ago
Summer’s in full swing, and the number of festivals, concerts, classes and other fun activities to check out is always growing in Grand Rapids! Grab your calendar and buckle up — here are some of the coolest Grand Rapids happenings to keep on your radar for the rest of this summer.   Table of Contents Cultural Festivals Family Friendly Events  Pop-Up Markets & Sales Food & Drink Events Art Exhibitions & Workshops Active Events Concerts & Entertainment     Cultural Festivals Grand Rapids Asian-Pacifc Festival Celebrate the rich traditions of Asia and the Pa ..read more
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Top 7 Bars for Business Meetings in Grand Rapids
Treadstone Mortgage
by Michael Probst
1M ago
Do you have a client that you are ready to set up a meeting with but not entirely sure where to take them? We have you covered. We are a mortgage company after all! Taking a client out for drinks is more than just the talk of the hour, you need to bring your client to an impressive, yet relaxing, atmosphere to win them over from the get go. Not only will you impress your client, but they will quickly want to return for another visit (and it is totally okay if you aren’t invited next time — yes, these places are that good). Go ahead and schedule your next business meeting at one of these seven ..read more
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63 Money Hacks for Affordable Living in 2024
Treadstone Mortgage
by Halle
1M ago
Who says you can’t enjoy the finer things in life without breaking the bank? We’re talking savvy tips and fun tricks to keep your costs down without skimping on quality — whether that’s managing your home expenses, hitting the road on a budget, or even staying fit without those hefty gym membership fees. In this guide, we’ve got the insider info to help you live large on a small budget! 1. Housing 2. Groceries 3. Travel & Commuting 4. Entertainment 5. Fitness 6. Transportation 7. Clothing 8. At Home 9. Utilities   Best Ways to Save Money on Your Home Purchase Exploring innovative hous ..read more
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May Realtor of the Month – Sammy Mwabi
Treadstone Mortgage
by Halle
2M ago
Congratulations to Sammy Mwabi! Our May Realtor of the Month is Sammy Mwabi with Greenridge Realty Kentwood. When Sammy and his family moved to Grand Rapids from East Africa, they had a hard time navigating the system with a language barrier. Able to recognize a big need in the real estate market, Sammy became a Realtor to provide the African community with a generous, honest realtor who can represent them. He does a fantastic job of making sure all of his clients are informed during the home buying process. He is extremely hard working, and it is his top priority to go above and beyond for hi ..read more
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