There are several ways to pay off your mortgage faster and save on interest payments. Even better, not all methods require spending a lot of extra money! Take a look at the list below: Make extra principal payments.  You can pay extra money toward your mortgage balance each month or make a larger, lump sum payment on your principal each year. When extra principal is added to any mortgage payment, it is applied directly toward the principal amount of the mortgage. This reduces the amount due on the mortgage as well as reducing the amount of interest that will accrue.  The extra pr ..read more

You've seen the headlines and heard the chatter - mortgage interest rates have gone up. How long will this last? Will this be a return to renting for people who were thinking of buying a home? Or is it just a small adjustment in the overall scheme of things?  ..read more

Many homeowners put off backyard projects until the very end of the summer season for a variety of reasons. Some projects take a lot of planning, too much time, or it might feel like summer will never end. But before you know it, the air is cooler, and fall is around the corner. Fall and winter both change the soil as well, which can cause trouble when it comes to unfinished projects. Listed below are five backyard projects you should finish in fall ..read more

Adding value to your home can be a great thing. You don’t need to completely renovate your property to improve your return on investment (ROI). In many cases, smaller upgrades can increase the value of a home by thousands of dollars! Let's take a look at a few of the home improvements you can make to add instant equity to your home ..read more

At Amerifirst, our goal is to find solutions for homebuyers like you. Our customers don’t fit into a one-size-fits-all box, and neither should their loans. In today’s market, it’s especially important to provide a competitive edge to your offer. OfferBoost helps you do that by allowing you to compete with cash. Not only does cash help you compete, but it also increases your options ..read more

This is an excerpt from "The Essential Guide to Buying Your First Home," a free eBook to help get first time home buyers on the right track to buying that first house. Today we're exploring credit scores and "minimum credit scores" for buying a first home ..read more

You found a house you love—hooray! But with lots of other buyers breathing down your neck, you feel like you need to act fast. To make your offer more attractive to the seller, you might be tempted to skip your home inspection, but here are five good reasons not to! 1.) Not all problems are obvious. It’s easy to spot issues like a crack in the sink or a broken light fixture. But do you know how to recognize foundation problems, termite infestations, outdated wiring, or sewer system problems? Trained home inspectors do and taking the time to have them go over the entire property before you si ..read more

You found a house you love—hooray! But with lots of other buyers breathing down your neck, you feel like you need to act fast. To make your offer more attractive to the seller, you might be tempted to skip your home inspection, but here are five good reasons not to! 1.) Not all problems are obvious. It’s easy to spot issues like a crack in the sink or a broken light fixture. But do you know how to recognize foundation problems, termite infestations, outdated wiring, or sewer system problems? Trained home inspectors do and taking the time to have them go over the entire property before you si ..read more

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