When people hear about “front-loading” their retirement account they get different ideas about what front-loading is. There is a good reason for this, as there ..read more

How do you determine if an hourly wage or salary is a better job offer? What if your employer wants to change your pay method ..read more

The primary purpose of a revocable living trust is to manage and distribute a person’s assets during their lifetime and after death. The revocable trust ..read more

These will be harsh truths, indeed. The worst part is you can know these harsh truths when you are younger, but they only become real ..read more

Early retirement blogs are popular these days selling the dream. It’s the dream of every working person. But what do you do once your retire ..read more

There are two stages to retirement planning. The growth phase, where you save and invest with an eye towards a minimum account value, and the ..read more

Why is that some people can come from poverty and rise to great levels of financial wealth while others, starting from a higher base, struggle ..read more

Are you exhausted after a long day of work? Living paycheck-to-paycheck? Too many people think working harder is the way to solve money problems. The ..read more

Man three has reached average annual gains of close to half his annual salary earned by selling his time. In 20 years he will have invested $200,800. But his investment account value will likely be over half a million dollars, depending on if the market is in an up or down phase at the 20 year mark. It is also important to note that man three after 20 years earns more income and increase in value in his investments on average every year than he does working his job ..read more

There was a time when I felt that if I had the ability to help someone I had an obligation to do so. I took it upon myself, as a responsible person, to help whenever needed. This worked modestly living out in the backwoods of Nowhere, Wisconsin. In the real world, my ideology is a recipe for disaster. Many people share my former belief system. They (we) think we have to do everything we have the ability to do to help others. It is a worthy mindset, if not misplaced. If a child is drowning in a pool and you can save the child, of course you should do so. But that isn’t what we are talking about ..read more