Planning for a Family? Considerations & Next Steps
Stubbs Insurance Associates
by Insurance Neighbor
1w ago
Planning for a family is paramount for financial security, emotional preparedness, and overall well-being. It involves thoughtful considerations about budgeting, healthcare, and creating a nurturing environment. By anticipating the responsibilities of parenthood, prospective parents can make informed decisions, fostering a stable foundation for their family's growth and development. Planning ensures a smoother transition into parenthood, enhancing the overall quality of family life. Budgeting for Parenthood Before you start a family, it's crucial to assess your financial situation. Budgeting ..read more
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What Type of Insurance Do You Need to Run a Business?
Stubbs Insurance Associates
by Insurance Neighbor
1w ago
Running a business comes with its own set of risks, and having the right insurance coverage is crucial to protect your venture. One comprehensive solution for business owners is a Business Owners Policy (BOP). Let's explore the types of insurance necessary for running a business and how a BOP can bundle essential coverage. Understanding the Essentials: Types of Business Insurance Ensuring the longevity and success of your business involves more than just day-to-day operations; it requires a robust risk management strategy. These coverages not only shield your enterprise from various risks but ..read more
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How to Clear Your Home of Bugs and Rodents
Stubbs Insurance Associates
by Erie Insurance
1w ago
During the winter months, it’s common for you to open your doors to friends and family. But as the temperature drops, your home may become a destination for insects and rodents fleeing colder weather and looking for food. That makes your home an attractive option. Learn how to clear your home of bugs and rodents. What are the signs of an infestation? If insects or rodents have set up camp in your home, there will be signs. Dead insect bodies found in the home are a good indicator of an infestation, especially if you’re finding them in great numbers. Lots of spider webs are as well. Rodents, m ..read more
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Tire Chains: When You Can Use Them
Stubbs Insurance Associates
by Erie Insurance
1w ago
If you’ve ever driven through a steep mountain pass, you may have noticed signs reading “chains or snow tires required.” These signs, often accompanied by flashing lights, are intended to warn drivers of hazardous winter weather driving conditions. When the lights are flashing, state traction laws are in effect, meaning drivers need to have the right tires or equipment to navigate the steep snow- or ice-covered roads ahead. In a previous blog post, we already explained everything you need to know about snow tires. Now, we’ll take a closer look at the topic of tire chains. What Are Tire Chains ..read more
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Need a Fresh Start? 10 Tips to Achieve an Organized and Decluttered Home
Stubbs Insurance Associates
by Insurance Neighbor
2w ago
Are you feeling overwhelmed by the chaos in your living space? Don't wait for spring to start a decluttering journey. Here are ten practical tips to help you achieve an organized and decluttered home. While you transform your living space, consider reviewing your homeowners insurance policy to ensure all your valuables are protected. Set Clear Goals: When decluttering your home, it's important to establish specific goals for each room. The goals could include minimizing the number of items in a room to create a sense of spaciousness and calm, creating functional spaces that serve a specific ..read more
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Firewood 101: What You Need to Know
Stubbs Insurance Associates
by Erie Insurance
2w ago
If you’re a fan of old-fashioned fireside comfort, firewood may be an important part of your home heating experience. However, firewood selection isn’t as “cut and dried” as it may seem, and care should be taken when selecting and handling the wood you burn in your home. The quality and safety of your fireside experience depends not only on the kind of wood you use, but how you use it, its source and how it’s stored. Not All Firewood is Created Equal Firewood is not a one-size-fits-all proposition: different species of wood have diverse characteristics that affect their suitability as fuel. I ..read more
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Seven Musts for Hosting a Viewing Party
Stubbs Insurance Associates
by Erie Insurance
2w ago
Arrange the tray tables, fluff your sofa cushions, and bust out the guacamole: it’s viewing party season! Whether it’s tense playoff showdowns, glitzy award ceremonies or gripping episodes of everyone’s favorite nail-biter series, it’s always fun to host a viewing party with family and friends. Move over, binge watching. This time of year, it’s all about those don’t-miss live broadcasts on TV. Football fans have the big game. Culture vultures have their pick of awards shows honoring the best in music, movies and TV. Whether or not your favorites win at any event, you can still score big in on ..read more
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The Homeowner's Guide to Chimney Inspections
Stubbs Insurance Associates
by Erie Insurance
2w ago
The fireplace often serves as a warm and inviting place for families to gather. However according to the National Fire Protection Association, between 2016 and 2020, fireplaces and chimneys were responsible for seven percent of residential fires in the United States. Despite accounting for only seven percent, chimney fires were responsible for more than $200 million in property damage. Figures like these underscore the need for an annual chimney inspection. This is true even for homeowners who don't frequently use their fireplaces: other heating devices in the home also release potentially to ..read more
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Ensure Love Lasts with Wills & Estate Planning
Stubbs Insurance Associates
by Insurance Neighbor
3w ago
Securing Your Loved Ones Beyond Valentine's Day February, with its focus on love and connection, serves as a poignant reminder to ensure that your loved ones are protected in every circumstance. While the flowers and chocolates of Valentine's Day are delightful, a more enduring expression of love involves planning for the future. Establishing a valid will and considering comprehensive estate planning measures can provide peace of mind, ensuring that your assets are distributed according to your wishes. The Importance of Having a Valid Will A will is a legal document that outlines how you want ..read more
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Effective Goal-Setting Strategies to Achieve Success in the New Year
Stubbs Insurance Associates
by Insurance Neighbor
3w ago
At the start of a new year, it's essential to focus on setting goals that help individuals grow both personally and professionally. For employees looking to enhance their skills and make a significant contribution to the success of their organization, there are several effective strategies to consider. These strategies involve identifying specific targets, developing a plan of action, and tracking progress toward achieving those goals: Align Individual Goals with Company Objectives: Encourage employees to understand the company's mission, vision, and strategic goals. Align individual goals w ..read more
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