This event is designed to honor our flag, Flag Day and the many men and women who have served our flag, both present and past. In 2023 we handed out approximately 80 flags and collected well over 100.   Here are the details about our flag exchange Please join us for our FREE flag exchange ..read more

Many people routinely drive into Canada without thinking if their car insurance will provide coverage in the event of an accident, or be sufficient proof if stopped for a traffic violation. However, although our northern neighbor is “right there”, it is still a separate country, with its own rules and regulations. So if you drive ..read more

This event is designed to honor our flag, Flag Day and the many men and women who have served our flag, both present and past. In 2022 we gave out approximately 125 flags and easily collected double that amount.  Here are the details about our flag exchange From June 12-16, bring your tattered flag to ..read more

Here’s the answer you’ve come to love- MAYBE. Insurance is regulated by state law, so I can only speak for Ohio. And with the 100’s of insurance companies licensed to do business in Ohio, I can’t speak for all of them. BUT, what I can do here is offer general guidelines and important things to ..read more

We’ve run into several situations lately where a customer moves into an apartment complex and buys the renters insurance provided through the complex. I’m all for convenience, but after discussions with other agents, I’ve discovered that these policies may lack some critical coverage items. And as an insurance agent, that’s where I start to have ..read more

Once the excitement of your teen driver getting his license wears off, reality hits and you ask the important question- “How much is it going to cost to insure my newly licensed teen driver?” And there’s no easy way to say this, so I’ll just say it- it’s expensive. Teen drivers can easily cost 2-3 ..read more

Many people routinely drive into Canada without thinking if their car insurance will provide coverage in the event of an accident, or be sufficient proof if stopped for a traffic violation. However, although our northern neighbor is “right there”, it is still a separate country, with its own rules and regulations. So if you drive ..read more

We’ve seen a trend the last few years of customers turning in homeowners insurance claims anytime something goes wrong with their house. I think the reason for this is that people often mistake homeowners insurance for a warranty. Unfortunately, the two couldn’t be more different. The problem with turning in a claim for every little thing is that not all losses are covered by homeowners insurance and too many claims will often result in a bad outcome for the customer. I’ll start first with noting the difference between a warranty and homeowners insurance, then conclude with the possible conseq ..read more

This event is designed to honor our flag, Flag Day and the many men and women who have served our flag, both present and past. In 2022 we gave out approximately 125 flags and easily collected double that amount.  Here are the details about our flag exchange From June 12-16, bring your tattered flag to our office and exchange for a new 3′ x 5′ one We have a limited supply of flags to give away, so don’t delay. Please note: we reserve the right to limit the number of new flags per person so we have enough for others ..read more

Once the excitement of your teen driver getting his license wears off, reality hits and you ask the important question- “How much is it going to cost to insure my newly licensed teen driver?” And there’s no easy way to say this, so I’ll just say it- it’s expensive. Teen drivers can easily cost 2-3 times that of an adult driver. The reasons are many, including severity and frequency of accidents, but this is a cold, hard fact. So while parents can’t do anything about the data that drives the rates, there are several things they can do to help ..read more