December is Seasonal Affective Disorder Awareness Month
R&R Insurance Blog
by Taylor Hahn
2M ago
December is Seasonal Affective Disorder Awareness Month. This disorder, also known as S.A.D., is a type of depression that is linked to seasonal changes, particularly the reduction in daylight hours during the fall and winter. Most individuals with S.A.D. experience symptoms starting in the fall that persist into the winter months, causing them to feel more moody, lethargic, and generally less interested in activities they usually enjoy. While there is no way to prevent S.A.D., you can take steps to manage the symptoms before they worsen. These steps include light therapy, which involves exp ..read more
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November is National American Diabetes Month
R&R Insurance Blog
by Taylor Hahn
3M ago
November is National American Diabetes Month. According to the Centers for Disease Control, over thirty-four million U.S. adults are affected by some form of Diabetes. Diabetes exists in two types: type one and type two. Type one Diabetes is an autoimmune condition where the body attacks insulin-producing cells in the pancreas, leading to a lack of insulin. Type two Diabetes, on the other hand, is more common and occurs when the body becomes resistant to insulin or doesn't produce enough of it. With one in five adults unaware of their diabetes status, it's crucial to recognize the risk facto ..read more
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What Employers Should Know About Seasonal Employment
R&R Insurance Blog
by Pete Frittitta
4M ago
Many organizations rely on seasonal workers to supplement their regular workforce during peak times. Your immediate thought upon reading this might be that this is about determining benefits eligibility under the Affordable Care Act (ACA). Well, that’s only part of the challenge; there is so much more to consider! The ACA addresses implications related to group medical benefits. What about other benefits? What about worker classification? Wage and hour laws? While similarities exist, there are important differences between seasonal and regular employment. Due to these differences, hiring and ..read more
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October is National Dental Hygiene Month
R&R Insurance Blog
by Taylor Hahn
4M ago
October is National Dental Hygiene Month. This month is dedicated to raising awareness about the importance of maintaining good oral health and the impact it has on overall wellbeing. The mouth is often referred to as the gateway to the body because it serves as an entry point for your digestive and respiratory systems. This means that the health of your mouth can significantly influence the health of your entire body. Typically, the body's natural defenses and proper oral health care, such as regular brushing, flossing, and dental check-ups, can help keep bacteria in check. However, neglect ..read more
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It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?
R&R Insurance Blog
by Pete Frittitta
5M ago
Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan sponsors by September 30th. These rebates may be in the form of a premium credit or a lump-sum payment. Most group health plans sponsored by employers in the private sector are subject to ERISA. Employers with ERISA plans should not assume they can simply retain an MLR rebate. In general, unless an employer pays the entire cost of health coverage without ..read more
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Life Insurance isn't for You, it's for Them
R&R Insurance Blog
by Tom Driscoll
5M ago
By Tom Driscoll, Financial Advisor at R&R Wealth Management ..read more
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September is National Yoga Awareness Month
R&R Insurance Blog
by Taylor Hahn
5M ago
September is National Yoga Awareness Month. Starting yoga can feel intimidating, but remember it's a journey, not a destination. Find a comfortable space at home or a welcoming local studio to practice regularly. Many online resources and beginner classes can guide you through the basics. Yoga offers numerous benefits for overall wellbeing. Physically, it improves strength, balance, and flexibility, eases joint pain, and increases mobility. Mentally, yoga calms the mind, reduces stress, and enhances mood and energy through mindful breathing and meditation. It also fosters emotional resilienc ..read more
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August is National Immunization Awareness Month
R&R Insurance Blog
by Taylor Hahn
6M ago
As we celebrate National Immunization Awareness Month in August, it is crucial to recognize the significant impact of vaccines in preventing diseases among adults aged fifty and older. The Adult Vaccine Access Coalition reveals that the United States allocates a staggering twenty-six and a half billion dollars annually towards combating four vaccine-preventable illnesses: Influenza (flu), Pneumococcal disease, Pertussis (Whooping Cough), and Shingles. These vaccines play a vital role in saving numerous lives each year, underscoring the importance of staying informed and ensuring that you are ..read more
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July is UV Safety Awareness Month
R&R Insurance Blog
by Taylor Hahn
8M ago
July is UV Safety Awareness Month. As we bask in the warmth of the summer sun, it's crucial to remember the potential dangers that come with excessive exposure to UV rays. While the sunshine brings us joy and vitamin D, it's essential to protect our skin from the harmful effects of ultraviolet radiation. Premature aging and skin cancer are serious health concerns that can arise from prolonged sun exposure.  So, while you enjoy the great outdoors this summer, remember to prioritize UV safety and take the necessary precautions to safeguard your skin and overall health.  To delve deepe ..read more
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May is Mental Health Awareness Month
R&R Insurance Blog
by Taylor Hahn
10M ago
May is Mental Health Awareness Month, a time dedicated to raising awareness and reducing the stigma surrounding mental health issues. It is crucial to understand that mental illnesses are prevalent in the United States, affecting a significant portion of the population. According to the Center for Disease Control and Prevention (CDC), more than fifty percent of individuals will experience a mental health diagnosis at some point in their lives. It is essential to recognize that mental health is dynamic and can be influenced by various factors such as stress, trauma, genetics, and lifestyle cho ..read more
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