While there’s a lot of media attention around major data breaches that impact multinational companies, hospitals, and universities, small and mid-sized businesses are also prone to attacks — and they often have fewer defenses in place than their larger counterparts. Whether it’s malware that takes down your website, ransomware that holds your data hostage, or ..read more

Electric vehicles (EVs) are no longer a curiosity; they’re becoming a common sight on roads worldwide. Their popularity is surging, thanks to their environmental benefits, lower operating costs, and impressive performance. Helping to fuel the shift from internal combustion engine (ICE) vehicles to EVs, are government incentives, advancements in battery technology, charging infrastructure and an increased variety of EV models. However, as with any technological advancement, there are potential risks associated with EVs and their charging systems. The use of lithium-ion batteries in many EVs po ..read more

Fleet insurance is tailored coverage specifically designed for a company’s collection of vehicles, whether they’re cars, trucks, vans, or specialized machinery. More than just a routine business requirement, it can be an invaluable asset for proactive fleet managers and decision-makers. By ensuring operational efficiency and mitigating risks, fleet insurance provides businesses with a distinct advantage in a competitive marketplace. How does fleet insurance work? Fleet insurance serves as a protective shield for businesses, offering financial support in the face of unforeseen vehicular incide ..read more

While all Canadians face a certain amount of risk — from fire and water damage to burglary and cyberattacks — affluent Canadians are at an even higher risk. Not only do you have a substantial number of assets (such as multiple properties), but you also have unique risks, such as protecting your vintage wine collection from spoilage. That’s why your insurance needs are going to look different. In particular, high-net-worth (HNW) individuals are concerned about the threat of catastrophic weather (such as floods and wildfire), cybersecurity, personal liability, as well as travel and personal safe ..read more

Thousands of fires are reported each year in Canada, and residential fires account for more than two thirds of structure losses across the country. But damage to your home is only one possible outcome; even a small fire can turn fatal quickly, especially when you’re not prepared. Here are five of our key tips to help you develop a solid fire safety plan. 1. Install fire alarms properly It may seem like an easy thing to do, but mistakes can be made when installing or replacing smoke detectors and fire alarms. The number of detectors, their placement and position, and testing frequency will all ..read more

The construction industry is an immensely vibrant sector that shapes our cities, societies, and the economy at large. Yet, there are many risks that come with working within this industry, which is why safety is so important. In this blog, we will speak to the importance of construction safety, how it extends beyond regulations, and how adherence to safety protocols is not only ethically sound but also beneficial for long-term business success. The benefits of having a safe construction site Enhancing construction safety isn’t simply about mitigating risks; it’s about fostering a culture that ..read more

Unfortunately, accidents can happen on a jobsite. If an unforeseen event takes place and it results in any injuries or property damage, your business may be found liable. When there are multiple trades and companies operating on a single jobsite it can add a layer of complexity, making it crucial for contractors to stay informed and adequately insured against diverse risks. Contractor insurance is an essential safeguard, that can mitigate financial loss in the event of claims from a third party. Without insurance, contractors could find themselves paying these costs out of pocket, a burden th ..read more

While summer brings wildfires and winter brings blizzards, earthquakes are a natural hazard that can occur at any time of year—and they’re impossible to predict. An earthquake occurs when tectonic plates shift along a fault line deep in the earth’s crust. These ‘shifts’ vary in magnitude, intensity, and duration, and are measured on a scale of 1 to 10 based on the intensity of seismic activity. A minor earthquake might last just a few seconds, causing relatively no damage. But a major earthquake can last minutes, violently shaking buildings, roads, and bridges. Unbeknownst to many Canadians, w ..read more

In normal situations, fleet owners manage assets that are essentially in motion, but there are times when a significant portion of the fleet may need to be parked for an extended period of time. Whether it’s because of a long weekend, a summer vacation, or a sudden economic downturn, just because a vehicle isn’t on the road, doesn’t mean it’s no longer facing any risks. In fact, during times like these, parked equipment could be more vulnerable to risks such as fire, theft, and vandalism. That’s why it’s vital that additional steps are taken to help ensure vehicles are safe, even when they’re ..read more

A solar eclipse can captivate onlookers with its ethereal play of shadows. But as mesmerizing as it is, this phenomenon can have quite a dramatic impact on something as mundane as the daily commute. With the upcoming solar eclipse set to grace the majority of Canada with its awe-inspiring display on April 8th, drivers must be prepared for the risks it presents. From the sudden transition of light and shadow to the potential for increased traffic, this natural spectacle can increase the risks of a usually ordinary drive. Understanding the solar eclipse A solar eclipse occurs when the moon passe ..read more