With the winter season comes cold weather and snow, making the landscape picturesque and tranquil. It’s great fun for kids as they get out and play but, for homeowners, snow can be a real hassle. Snow and ice can cause devastating damage to both the inside and outside of your home, as too can things like carbon monoxide poisoning and fires. The good news is that you can take steps to protect your home during these winter storms, the cold weather, and the freezing temperatures. We have put together a short guide to get you started and ready for the winter. If you have any questions, contact our ..read more

Although winter weather can’t be avoided, you can reduce your company’s vulnerability to the cold season by acting before and throughout the winter. Winter weather can cause damage and disruption to your business, even if snow and ice are uncommon in your area. Many storms are accompanied by dangerously low temperatures and sometimes by strong winds, ice, sleet, and freezing rain. Reduce your company’s vulnerability to a winter storm by acting before and throughout the cold season. Follow these best practices to prepare for winter weather and help minimize its impact on your facility, employee ..read more

As the temperature drops and seasons change, we spend more time with family and friends, snuggled up at home drinking hot cocoa. We look forward to bundling up in sweaters, building snowmen, and taking a moment to appreciate the change in nature. While the aforementioned aspects of the winter probably bring a smile to your face, there’s another element that’s just as important as building family and community ties: protecting your property in case an unexpected storm or other disaster strikes. If you have any questions, contact our office at 413.475.7283 or Complete our online quote form today ..read more

It can be challenging to understand what responsibilities for your insurance coverage belong to Encharter and when the insurance company steps in. To start with, Encharter is an independent Insurance agency. We offer products from over 50 insurance companies. The more companies we represent, the more likely you will get the best pricing and coverage options. Every company factors into pricing two things: loss experience (claims history) and bundling your auto coverage with your home or renters policy. Our service team often asks many questions to find you all applicable discounts, but the bigg ..read more

Cybercrime is an incredibly popular industry in which criminals seize lucrative opportunities to safely commit their crimes. In many cases, these criminals do not have to even live in the same country as the one where the crime they are committing is taking place. With so many places in our digital world where we are vulnerable to a cybercriminal’s attacks, perhaps at the top of the list is when we are using public Wi-Fi. What exactly is Wi-Fi? Simply put, Wi-Fi lets your digital devices communicate with each other and other internet users without a wired connection, all while in one specific ..read more

When the last of summer’s heat is a faint memory and you’re pulling out your hoodies more than your shorts, it’s time to tackle a few simple chores. They’ll make winter more pleasant and prevent some nasty surprises next spring. This fall checklist helps!  If you have any questions, contact our office at 413.475.7283 or Complete our online quote form today! #1 Clean and Stow Your Mower – In a mower that sits for months with gas in its tank, the gas will slowly deteriorate, which can damage internal engine parts. Fuel stabilizer prevents gas from degrading. Add stabilizer to your gasoline ..read more

You never know when disaster may strike and all your personal possessions are lost or damaged. Do you know how much your coin collection is worth? Do you know how many pairs of Nikes you have? That’s where a home inventory can help. Having a home inventory can help you purchase the amount of insurance you need, get your insurance claim settled faster, verify losses for your income tax return, and keep track of all the things you’ve accumulated over the years. If you have any questions, contact our office at 413.475.7283 or Complete our online quote form today! It may seem like a daunting task ..read more

National Preparedness Month is an observance each September to raise awareness about the importance of preparing for disasters and emergencies that could happen at any time. Plan today. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you’ll contact one another and reconnect if separated. Establish a family meeting place that’s familiar and easy to find. If you have any questions, contact our office at 413.475.7283 or Complete our online quote form today! Step 1: Put a plan together by discussing the que ..read more

School is starting, you’re back to a regular work schedule and there are fewer free evenings to catch your breath. Choose DIY projects for August that will make your life more convenient so you can focus on what matters most. While we admit these aren’t the most exciting outdoor DIY projects, they’ll set you up for success down the road. If you have any questions, contact our office at 413.475.7283 or Complete our online quote form today! OUTDOOR HOME CHECKLIST Pack up summer gear. You don’t have to put everything away just yet, but if those trips to the lake and impromptu outdoor movie night ..read more

Encharter Insurance Encharter Insurance - Caring and Convenient Insurance Hi everyone, I’m Joe, and I’m a new Commercial Lines Executive here at Encharter. I wanted to take a moment to talk to you about car insurance rates, and how your neighbors might have a very big impact on them. And I wanted to illustrate that with my own experiences. A Tale of Three Cities Six years ago, I was living alone in Florence, MA, and the premium for my car insurance policy was very low. Then I had to move back with my parents in Holyoke for a few months, and my rates jumped by almost $300 just because of the mo ..read more