So me and my ex gf got into a car accident with a drunk driver long story short they are now saying that since we recently found out that the guy that hit us had 3 duis prior and they claim they didn’t know and now they are trying to defend themselves under a reservation of rights and feel like they shouldn’t pay for his damages smh. Has anyone else been in this situation and we are being represented by Morgan and Morgan but thinking about switching lawyers as well. submitted by /u/Mindovermatter229 [visit reddit] [comments ..read more

title, not to mention he was vaping and had an airpod in ? at least there were no injuries. he definitely could not pay upfront considering the above, so we decided to give him the the option to pay 200 weekly until the damages were paid for ($2500). he has yet to pay me 2 weeks after the incident will update though. i didn’t really know how else to approach the situation since my mom said going with insurance could increase mine because i’m a new driver. but i do regret not filing a police report due to the shock and ignorance since him being on the road was VERY illegal. was this the right ..read more

What providers are the best to have for a travel insurance to use a dentist in Canada during my travel? I am driving to Canada this Friday and need to be able to go to a dentist soon. I will be traveling 3-4 weeks with my kid there. Also, do I need a car insurance if I drive my own car in there? Thanks submitted by /u/Due-Lab-5283 [visit reddit] [comments ..read more

And yes, I know about the negative reviews they have. My great great grandma passed away in 2013 or so and left a policy in her child’s name and her grandchildren’s. We each had our own policy. My mom was able to cash hers out when my grandmother passed away with no issue. In 2018 I emailed Kemper to inquire about the insurance and surrendering it. Spoke to a rep who gave me the info and emailed me paperwork to get notarized to cash surrender the insurance policy. I got the paperwork filled out and notarized and never heard back from Kemper in 2018 after following up. Fast forward to know, I ..read more

My agent recently suggested I switch from Farmer’s Direct to Foremost. Said it was a better deal, but the premiums went up and there’s things that don’t add up. (Break down in photo in comments) He’s increased the limit of liability by a lot, and on some properties over 100k, both of the market value and the previous limit of liability. I have a premium cost for my Form 3 of $1368 and then additional $934 cost for sudden hurricane (this is in El Paso), aircraft, windstorm, civil commotion. There’s a 30k additional structure in the premium, but there isn’t a an additional dwelling. Sure ..read more

submitted by /u/sugar-rush1998 [visit reddit] [comments ..read more

At the end of June, my friend and I rented a car from Salt Lake City to drive to Yellowstone. The car was rented by my friend, who has Allstate insurance, and both of us were listed as drivers on the rental agreement. Unfortunately, during the trip, due to my fault while I was driving, we got into a minor collision with another car. Both cars got scratched, but thank god no one was injured and both vehicles were still drivable. Here's the situation: I don’t have my own car insurance, so I can’t claim anything from my side. The rental car is covered under my friend’s Allstate insurance. Since ..read more

Hello. I'm here because I feel sick to my stomach and scared of the consequences. My wife works for company A who was her initial insurance provider until I got a job with the state of Delaware, at which point I moved her under the insurance plan offered by them and she ended her insurancr coverage. After hearing her complain of the costs of her plan, I thought it would be the smart move to save us money and both be under the states plan, and when submitting my initial coordination of benefits indicated that her employer covers less than 50% of the coverage cost, making her eligible for full ..read more

When there is video recording showing everything? submitted by /u/Masaike123 [visit reddit] [comments ..read more

To the point. Car is in shop and full estimate is sent to the insurance. The only send a check for partial coverage. I go back and forth for another 2 months ( very slow at getting a call back ) and get told it will be covered but that the appraiser wants an invoice first. Meaning they want me to get the work done first. Have a shop send them an invoice over after they said they may not cover much depending on if they think the shop is charging higher than market average and I asked her about my shops rate and she said the manager would have to answer that to. Shops price is average. I asked ..read more