A Singapore Treasury Bill issue (BS24115A) will be auctioned on Thursday, 1st August 2024. If you wish to subscribe successfully, you must place your order … The post New 6-Month Singapore T-Bill Yield in Early-August 2024 Should be Lowered to 3.61% (for the Singaporean Savers) appeared first on Investment Moats ..read more

Longer-time readers of Investment Moats might have read about Interactive Brokers here and eventually have decided to use Interactive Brokers (IBKR) as one of their trusted brokers to trade & custodise their family’s crucial assets. Aside from understanding the broker’s functionality and features, you might be curious about IBKR’s financial standing. Going with a broker that has a history of operating well, whose interest is align to their clients might be one of the crucial criteria in broker and custodian selection. IBKR has been listed in the US since Aug 2007. The company was started i ..read more

Not too long ago, I was surprised by a comment made by a reader. “With Avantis coming with their own UCITS ETFs, I wonder if you will use them or not.” I was surprised how folks would know about this at all. Do they type “Avantis UCITS” and keep hitting refresh every week? Or they subscribed to a publication that informed them about it. American Century to enter Europe with three active ETFs. The US asset manager has registered its fund platform in Ireland and has filed for three ETFs investing in global, global value smaller companies and emerging market equities. The Missouri-based asset ..read more

“I looked at the market and thought I would decide to invest what I have accumulated for the year next week. Lo and behold, six months went by. The market made new highs and I just wished I was not so busy then.” This is a typical comment that I would hear around me. Some of you might connect very clearly with this. You might be doing some form of subtle market timing for your recent investment tranche if you care to be truthful with yourself. The market has climbed so much that you will wonder if investing now is a good idea. I think there is no issue to add to your investments at this point ..read more

Instead of recording all these notes that I gathered about what is unique about small-cap equity performance in Notion, I decided just to publish them here. This will be an ongoing live document, which means I will add to it overtime. How You Can Invest In This Segment of Equity. I prefer to recommend unit trust, ETFs domiciled in Ireland, Luxembourg, Singapore for withholding and estate tax efficiency. You can get them through a broker platform like Interactive Brokers. Here are some tickers: Russell 2000 Index ETF | R2US S&P 600 Index ETF | IDP6 JPM Morningstar US Target Market Exposure ..read more

I first joined Providend almost five years ago and learned of the plan to make Dimensional funds available for CPF investment. Yesterday, Dimensional issued a press release to inform various channels that investors can soon invest their CPF OA monies in Dimensional funds. You can read about Providend’s press release here. Five years was a long wait, but I am glad the funds were onboarded later than never. For a long time, we were pretty limited in what we could invest with our CPF-OA monies. Our CPF-SA investment options are even more limited. Currently, we can invest not more than 35% of our ..read more

A Singapore Treasury Bill issue (BS24114V) will be auctioned on Thursday, 18th July 2024. If you wish to subscribe successfully, you must place your order via Internet banking (Cash, SRS, CPF-OA, CPF-SA) or in person (CPF) by 17th July. Singaporeans, PR, and non-Singaporeans can all buy these Singapore Treasury Bills. You can view the details at MAS here. In the past, I have shared with you the virtues of the Singapore T-bills, their ideal uses, and how to subscribe to them here: How to Buy Singapore 6-Month Treasury Bills (T-Bills) or 1-Year SGS Bonds. The Tbill cut-off yield in the las ..read more

Astrea 8 Pte Ltd, a subsidiary deeper under Temasek, is issuing a series of Private Equity (PE) bonds that are available for IPO. If you are interested in these PE bonds, get ready to go to an ATM and try subscribing. Astrea 8 is a subsidiary of Temasek private equity entity Azalea. This is not the first time that Azalea has issued the Astrea series of PE bonds, and it likely won’t be the last. The Astrea series of bonds in a way serves a few purpose with a big one to provide a national service and introduce affordable fixed income to more Singaporeans. I think it has serve its purpose and usu ..read more

There are two sets of investing questions that are the most commonly asked around at times like this: What do you think about the market? Should we stay invested? Should we add more? Should we sell? What do you think of _______? Should I switch over/invest in it? If you work in providing some sort of advise, you should try and have a handle over how to answer these two questions because I think these are evergreen questions you will get. Especially when times are not too bad. I find myself asking question one always when I was an individual stock investor because there seem to be a season fo ..read more

Here is the update for my Daedalus portfolio for the month of June 2024. You would likely not understand much of what I talked about if you don’t read this post. I will try to provide as much of the update where possible if work is not too busy. All my personal planning notes such as income planning, insurance planning, investment & portfolio construction will be under my personal notes section of this blog. Portfolio Change Since Last Update The portfolio was valued at $1.390 million at the end of June and is currently at $1.396 million. We reported a portfolio change of $6,000 for the mo ..read more