As I write, the U.S. stock market is flirting with all-time highs. All three major indices—the Dow Jones Industrial Average, S&P 500 and Nasdaq Composite—seem to defy gravity. In aggregate, the stocks of these companies are trading at historically (and statistically) high prices relative to their earnings. To the extent we depend on the whims... The post How Do You Manage Risk? appeared first on Can I Retire Yet ..read more

I hope you’re having a great start to the new year. It has certainly been eventful. I have a collection of resources to help you make sense of some big events that can impact your finances. Resources will prompt you to challenge your assumptions and how they impact how you manage investment portfolios. We explore... The post January 2025 Best of the Web appeared first on Can I Retire Yet ..read more

The importance of resilience in a tech-dominated world. The post Are You Resilient? appeared first on Can I Retire Yet ..read more

I recently received an email from a reader asking me about the Earned Income Tax Credit. It made me realize, I’ve written little about tax credits. This is an important topic that early retirees and semi-retirees, in particular, should be aware of. Tax credits are often targeted to lower and middle income individuals and households.... The post Tax Credits That Should Be On Your Radar appeared first on Can I Retire Yet ..read more

Jordan Grumet is a hospice doctor turned financial independence author and podcaster. I reviewed his book Taking Stock about a year and a half ago. In it, he applied lessons he learned working with the dying, then challenged readers to take stock of their lives and spend money more intentionally. The response to my review... The post The Purpose Code — Book Review appeared first on Can I Retire Yet ..read more

I hope all of you are having a great holiday season and getting an opportunity to recharge as we head into a new year. I have some great resources to help you start on the right foot. The US stock market had another stellar year. We’ll start with some ideas on what that means moving... The post December 2024 Best of the Web appeared first on Can I Retire Yet ..read more

Today I have a guest post from a long-time blog reader, Bill Hines. I’ve gotten to know him through exchanges in the comments and ensuing email conversations. Like me, Bill is an advice-only financial planner. He offered to share some key lessons he’s learned working with financial planning clients. You can learn more about Bill... The post Don’t Forget The Personal Side of Financial Decisions appeared first on Can I Retire Yet ..read more

I recently was asked an interesting question. What is the most impactful financial advice I’ve given since I started working as a financial planner? Financial advice is often synonymous with investment advice. However, my answer had nothing to do with portfolio management. I’ve helped multiple clients understand the financial implications of buying or owning a... The post How Does a Second Home Impact Your Finances? appeared first on Can I Retire Yet ..read more

Today I have a guest post from personal finance enthusiast Dan Griffin. While Dan is not a practicing financial planner, he passed the CFP exam in 2010 and holds an Executive Certificate in Personal Financial Planning from Duke University as well as an MBA from the University of North Carolina.  Dan shares his analysis of... The post Case Study: Optimizing Current ACA Subsidies vs. Roth Conversions for Long-Term Tax Planning appeared first on Can I Retire Yet ..read more

Like any good web-based application, an online retirement calculator should provide an intuitive and consistent user experience. Changes to the user interface should be made infrequently, and then only if absolutely necessary. These are the hallmarks of a well-designed and managed app. Moreover, they are a sign that equal care was given to the design... The post Boldin Retirement Calculator appeared first on Can I Retire Yet ..read more