Is Your Business Taking Full Advantage of The CARES Act?
Thorium Wealth Management
by Peter Huminski
4y ago
Nearly every small business—3 out of 4—say they are being negatively affected by COVID-19 in some way. Given the unprecedented reach of the virus, and the reaction too it, that statistic is hardly surprising. But the attempts to help business owners are unprecedented, too. By now, you’ve heard about the $2 trillion stimulus package, called the Coronavirus Aid, Relief, and Economic Security (or CARES) Act. But your focus may have been one of its most popular provisions: the Paycheck Protection Program. However, the CARES act did more to help business owners. Paycheck Protection Program This pro ..read more
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Free Quarantine Entertainment
Thorium Wealth Management
by Peter Huminski
4y ago
Miss Your Drinking Buddies Have a Zoom Happy Hour Nightly Opera Streams at The Met Scholastic Learn at Home for The Kids For Hoops Junkies you can watch old games on NBA League Pass for Free For the Football Fans you can watch old NFL games thanks to NFL Network until 5/31/2020 Play Words with Friends Here are 100 things to do for free thanks to the LA Times ..read more
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Working Remote Resources
Thorium Wealth Management
by Peter Huminski
4y ago
Working Remotely With Kids (and not going crazy) 23 Essential Tips to successfully work from home 7 Tips To Not Go Crazy on Quarantine Online Meeting Manners that Matter Working Home From 101 ..read more
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What Does The CARES Act Mean For You?
Thorium Wealth Management
by Peter Huminski
4y ago
With so much focus on the size and scope of the CARES Act (it totals almost $2 Trillion, or 10% of GDP), it’s difficult to tease out the important details. What does this bill do for you, right now? How do you access the opportunities it outlines? Here’s what every American needs to know about the CARES Act. Show me the money! Unless you’ve been sheltering in place under a rock, you know the government is sending recovery checks. What people are less certain of is when those checks are coming. The good news is, if you’ve opted to pay your taxes with direct deposit in the past, the go ..read more
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What You Need To Know About CARES Act SBA Loans
Thorium Wealth Management
by Peter Huminski
4y ago
What you need to know about small business relief Help is here. The CARES Act addressing the financial fallout from COVID-19 is now law. This is a massive piece of legislation: It runs 880 pages and accounts for more than $2 trillion dollars. There’s a lot to tackle in it, but the first thing I want to dissect is the loan relief program for nonprofits and small business owners.  But before I say another thing: Contact your current banker today and ask them if they are participating in the SBA backed CARES loan program. If they aren’t, stop reading and call around to find a lender that i ..read more
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Running Your Business During COVID-19: A Step by Step Guide
Thorium Wealth Management
by Peter Huminski
4y ago
In the age of a pandemic, when we are cooped up in our homes feeling powerless, challenges can take on epic proportions. It feels like we’re locked in a fight for our survival, partly as humans but also as business owners in a world economy. The decisions we make as leaders right now are truly a matter of life or death. But thinking about them in such grand terms can create paralysis. It’s tempting to overanalyze how any step you take right now might hurt you in the future. And for good reason. But that’s why you have me. And we’re in this together. I’ve read through the $2 trillion st ..read more
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Faith over Fear
Thorium Wealth Management
by Peter Huminski
4y ago
Over the past week, I’ve had conversations with many of you about the “new normal” we find ourselves in.  This past week was weird for us all: It felt shapeless. Without the routine of going to work or dropping the kids at school, I felt unmoored. What day is it? How am I supposed to feel? Do I freak out? Go about as if this is business as usual? Is it somewhere in the middle?  To answer those questions, I started by summarizing the problem. We are waiting on the news to turn and the virus to reach its peak.   COVID-19  is like a video that goes viral on Facebook. One person sees it and ..read more
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What’s The SECURE Act And Why Does It Matter To You
Thorium Wealth Management
by Peter Huminski
4y ago
On May 23, 2019, the House of Representatives passed the SECURE Act by an overwhelming majority of 417-3; the Senate on December 19, 2019 approved it (as part of a broad spending plan), and President Trump finally signed it into law on December 20. With its basket of popular bipartisan provisions, the SECURE Act will expand and modernize the defined contribution retirement plan system, aiming to live up to the promise of its name: “Setting Every Community Up for Retirement Enhancement.” As such, it represents the most significant retirement policy legislation since the Pension Protection Act o ..read more
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Dream Big and Learn Fast!
Thorium Wealth Management
by Peter Huminski
4y ago
In the latest episode of the Business Owners Blueprint Podcast I talk with Billy Prim, Chairman of Primo Water. Billy Prim is a very rare breed. He is from a rural tobacco farming town but his entrepreneurial spirit runs deep. He founded two companies that he took public, Blue Rhino and Primo Water. Listen as you learn some of his lessons on business, leadership, success, and overcoming difficulties. We also talk a little baseball ..read more
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The Secret To A Successful Life
Thorium Wealth Management
by Peter Huminski
4y ago
Empathy may be the key to unlocking true success and happiness in your life. “I think we all have empathy. We may not have enough courage to display it.” – Maya Angelou IT may be hard to believe but I can be a bit of a jerk sometimes.  I am quick to form opinions and it is nearly impossible to get me to change them.  I am working on being more forgiving and trying hard to be a better listener.  But I am quick to step up and help others which I hope gives me a little wiggle room on being a jerk. I have always been a positive and optimistic person but the last year has been one of the mos ..read more
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