The Post Office Recurring Deposit Account or Post Office RD, offered by the Department of Post, Government of India, is a popular savings scheme designed to help individuals save consistently for their future. It’s also known as the National Saving Recurring Deposit Account. This scheme is accessible at post office branches across the country andRead More The post Post Office Recurring Deposit Account is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

The Post Office Monthly Income Scheme (POMIS) is a popular choice among senior citizens in India. Designed to provide regular monthly income and ensure financial security, POMIS has become a favorite for retirees and anyone looking for a reliable income stream over the long term. The main objective of the POMIS is to provide anRead More The post Post Office Monthly Income Scheme is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

Prabhat, who recently converted status from resident to NRI, asked me if it is ok to continue Mutual Funds investments & SIPs from domestic accounts. The NRI Investing Using Domestic Bank Accounts like savings or current is not allowed. So what to do if NRI invests using domestic bank accounts? Why this is so? ManyRead More The post NRI Investing Using Domestic Bank Accounts – Y/N? is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

Credit Cards are very useful for transactions. They help you by providing the safety of transfer and also earn you points & rewards. Credit cards offer convenience and flexibility but often come with hidden costs that can catch you off guard. Credit Card hidden charges are subject to various companies who issue these credit cards.Read More The post Credit Card Hidden Charges is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

Real estate investing has no organized “Exchange” to determine the fair price. There are only two parties – An owner who owns a property and a buyer who wants to buy that property. Hence price may depend on many factors like development around, usage of property, etc. The most important thing to consider is theRead More The post Types of Real Estate Investment in India is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

For Non-Resident Indians (NRIs), planning for the future involves more than just financial management—it also entails ensuring that their assets are distributed according to their wishes. Will is such a legal arrangement. Will for NRIs can solve this issue. Using Will, NRI can be sure of distributing & transferring his assets after his death. DraftingRead More The post Navigating Will for NRI : Step-by-Step Guide is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

In part one of this post, we detailed our own damage insurance claims. We learn that own damaged car insurance can be claimed in cashless mode & reimbursement mode. Many documents are required to file the claim process. The complete list is given in the previous post. Now when we have every information & documents.Read More The post How to Make Car Insurance Claim (Part-2) is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

As Non-Resident Indians (NRIs) deal with the global financial terrain, they encounter unique challenges that require correct solutions and strategic foresight. Most appreciate a formal approach but still keep their distance from Financial Planning for NRIs. Complexities in financial planning for NRIs arise at every step of change that they undergo. Most issues in financialRead More The post Complexities in Financial Planning for NRIs is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

NRIs Investment in US Dollars or Indian Rupee is a complex and important decision. There are several factors to consider, and making the right choice requires careful evaluation. Let’s explore these considerations together. But why would NRI investors invest? NRIs invest due to a host of factors. This can be – Diversification, Better Returns, VarietyRead More The post NRIs Investment in US Dollars or Indian Rupee is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more

Education is the key to unlock the world and a passport to freedom, to be an independent person and is one element that helps earn respect and the most essential ingredient for a person’s successful Life. Every parent would want to give their child the best when it comes to schooling and education so thatRead More The post Planning for Children’s Higher Education is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2 ..read more