Let’s Go Exploring (with a baby)! Merida, The Safest City In Mexico
Millennial Revolution
by FIRECracker
4d ago
Continuing from where we left off last time, after Cancun we headed to Merida. Since this was the first time we travelled with a baby, I was reluctant to go anywhere that required a long bus ride. A 5-hour bus ride for a couple is a breeze. A 5 hour bus ride with a shrieking 5-months old who refuses to nap and constantly threatenes to unleash Montezuma’s revenge into his diaper is a nightmare. But then I read about Tren Maya. I had first read about Mexico’s new train on a travel blog back in December when we were still […] The post Let’s Go Exploring (with a baby)! Merida, The Safest City In ..read more
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Reader Case: Making our money make babies so we can travel
Millennial Revolution
by FIRECracker
2w ago
It’s time for another reader case! This one caught my eye because of the title “making our money make babies”. That’s exact how investing works. Your money can work harder than you because it never needs to eat, sleep, or workout. If only I could do this the whole parenting thing would be a breeze! I’ve also been thinking of how investing is related to babies lately, and there are so many ups and downs when it comes to parenting on a day-to-day basis, that it really does remind me of the stock market! The good thing is on the […] The post Reader Case: Making our money make babies so we can tr ..read more
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How to Claim Tax Treaty Benefits to Avoid Double Taxation
Millennial Revolution
by Wanderer
3w ago
“We’re going to need to see a Japanese tax return.” “You want a what?!?” I sputtered. There are lots of things FIRECracker and I pictured when we started down the path of becoming published authors. Coffee-powered days (and nights) of writing and editing? Sure. Media interviews and book tours? Why not. But reading and re-reading the dense, obscure legalise of international tax treaties until our eyes bled? That didn’t show up anywhere on our becoming-a-writer BINGO card. When we first published Quit Like a Millionaire back in 2019, our agent extraordinaire Andrea Somberg went around selling t ..read more
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Should You Aspire to the “Soft Life”?
Millennial Revolution
by FIRECracker
1M ago
An article in the Guardian recently caught my eye. It’s called, “The soft life: why millennials are quitting the rat race“. This article features Rose Gardner, a millennial who did everything right in terms of following society’s rulebook for success: get a master’s degree, climb the corporate ladder, rise to a coveted high paying position, and then buy a house in expensive London, England. But despite checking off all the “adulting” boxes and becoming what society considers a success, she was not happy. “I remember walking into my flat, and this might make me sound so ungrateful, but I felt ..read more
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Reader Case: Am I Fake FIRE?
Millennial Revolution
by Wanderer
1M ago
Today’s reader case comes from the Czech Republic (now Czechia). I loved Prague when we visited, Czechia will always hold a special place in our heart for the classical medieval architecture combined with metal-ass churches made out of real human bones. So without further ado, let’s see how our Eastern European reader is doing, shall we? Hey FIRECracker & Wanderer, This might not be your typical case study request. I believe I am already FI, or getting really close. But all things might not be what they seem.  We are a family of four living in Eastern Europe. About ten years ..read more
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Let’s Go Exploring (with a baby!): Isla Mujeres, Mexico: Life is a Beach and I’m a Beached Whale
Millennial Revolution
by FIRECracker
1M ago
The last time we visited Isla Mujeres was back in 2017 and we were on a scuba diving day trip to MUSA, the world-famous underwater museum, led by our Airbnb host, Diego, a scuba dive instructor. He’d always wanted to teach scuba driving in Thailand but was afraid that it was “dangerous”, which made me realize that non-travellers just think their own home is safe and everywhere else is a war zone. Now 7 years later, after the world was turned upside down by a pandemic and digital nomadism went from a fringe lifestyle choice into a mainstream one, it […] The post Let’s Go Exploring (with a baby ..read more
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Norbert’s Gambit vs. Wise for Currency Exchanges
Millennial Revolution
by Wanderer
1M ago
We recently got a question in our inbox that goes like this: I have used Norbert’s Gambit before to exchange CAD to USD in my Questrade RRSP account. But I also read about your recent travels and how you use Wise to convert currencies. Which has a better conversion rate in your experience when converting CAD to USD? Because of how much we travel, we do a LOT of currency exchanges, so it’s important for us to reduce fees as much as we can. And those fees can add up, big time, if you’re not careful. If you naively use […] The post Norbert’s Gambit vs. Wise for Currency Exchanges appeared first ..read more
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Reader Case: Single Mom Wonders Whether Real Estate Beats Stocks
Millennial Revolution
by FIRECracker
2M ago
While going through my reader case queue, this one caught my attention. This reader about to give birth and it immediately took me back to my labour and first months with Little Matchstick. Wow, time flies. He’s already 6 months old but it somehow feels like it was just weeks ago that he was born, but also at the same time a whole decade. Time feels weird when you are a mom. Kind of like how time gets warped when you’re retired and travelling. Anyway, I digress. I’m really interested in this reader case because not only is this reader […] The post Reader Case: Single Mom Wonders Whether Real ..read more
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Preferred Share vs. Stocks and Bonds
Millennial Revolution
by Wanderer
2M ago
I recently got an email from a reader asking the following question. I’ve read that you guys have been investing in Preferred Stocks. I went down a rabbit hole trying to understand them further (particularly Preferred Stock ETFs for broader diversification), but am still a bit perplexed.  I’m wondering if Preferred Stocks could have a place in a portfolio of early retirees, since we’re trying to live off our $ in 1.5 years and do need safer income-producing assets. Right now our portfolio is 100% equities (stocks and ETFs), but that seems too risky, so ..read more
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How to Travel with a Baby
Millennial Revolution
by FIRECracker
2M ago
“Travelling with an infant is hell. You’d be crazy to do it. You’d just need a vacation from the vacation.” “Taking care of a baby is hard. Why make it harder by travelling?” “Oh, you’re having a baby? Guess you’ll finally have to be mature and settle down like the rest of us. Say goodbye to your travelling days!” Be mature?! HA! Having kids doesn’t make you more mature or classier. I’m the same piece of shit I was before popping out Little Matchstick and that’s not going to change any time soon. Long time readers know that I might […] The post How to Travel with a Baby appeared first on Mill ..read more
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