Have you ever consider how a bad credit score could be affecting your finances? Credit bureau Experian considers a credit score between 300-579, a bad credit score. If you’re currently working your way towards a debt-free life, then chances are you may not have always ... Read More The post How to Raise a Bad Credit Score to Save Money appeared first on Debt Discipline ..read more

You may have heard of Dave Ramsey’s debt snowball as a popular method for getting out of debt. We’re going to share how the debt snowball works so you can decide whether it’s a smart way for you to get your debt paid off. The ... Read More The post How the Debt Snowball Works appeared first on Debt Discipline ..read more

While the national economy appears to be improving, millions of Americans are still tied down with massive debt loads. For example, total student loan debt has climbed to $1.5 trillion with 44 million borrowers overall. Unfortunately, outstanding debt prevents people from starting a business, getting ... Read More The post Your Student Loan Debt Doesn’t Have to be Stressful appeared first on Debt Discipline ..read more

Are you drowning in debt? You are not alone. 8 out of 10 Americans are also facing debt issues in one way or another. Americans are drowning in debt because they start borrowing without any discipline. As a result, debt doesn’t just derail their spending ... Read More The post Drowning in Debt? Try These 15 Simple Recovery Steps appeared first on Debt Discipline ..read more

Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of them being the use of credit cards. Perhaps you have seen banks and financial institutions ... Read More The post Are Student Credit Cards a Good Idea? appeared first on Debt Discipline ..read more

You are more than your credit score – I believe we can all agree with that. However, it seems like many people have a love/hate relationship with their credit score. Dare I call it an obsession? In many of my coaching sessions to help others ... Read More The post Upstart: More Than Your Credit Score appeared first on Debt Discipline ..read more

For most of my adult life, I never really considered debt a four letter word. You know the type I mean. Those coarse, offensive type you start using as a teenager to act cool around your friends. I always viewed debt as a necessity, a way to ... Read More The post Debt is a Four Letter Word appeared first on Debt Discipline ..read more

Have you heard any news about income share agreements for funding higher education? Well if you have not, the concept of an income share agreement has been around since the 1950s, but only recently began to draw attention again with the skyrocketing cost of a ... Read More The post Income Share Agreements an Alternative to Student Loans? appeared first on Debt Discipline ..read more

Students loans are beneficial to millions of students across the globe. Most needy students are grateful for this option since it enables them to complete their studies. Governments often organize student loans in many countries, and they usually have very reasonable interest rates. Upon successful ... Read More The post What Happens If You Don’t Pay Your Student Loans? appeared first on Debt Discipline ..read more

I really wish I knew more about money before college. When I stepped foot in my freshmen dorm for the first time, I had no worries about how hard my classes would be, how much student loan debt I might graduate with, or how I ... Read More The post What I Wish I Knew About Money BEFORE College appeared first on Debt Discipline ..read more