In recent months, Syfe made two announcements that piqued my interest as an investor who has been actively using their products and services for the past few years. In 2019, Syfe raised S$5.2 million, one of the largest seed rounds in Southeast Asia. This was followed by Series A Funding Round (US$18.6 million) in 2020 and Series […] The post Syfe (Singapore) Is Profitable, Launches Early Employee Share Buyback appeared first on Turtle Investor ..read more

Syfe REIT+ portfolio has just been rebalanced in line with the September 2024 semi-annual rebalancing for the iEdge S-REIT Leaders Index. This twice-a-year rebalancing was completed on 24 September 2024. The idea of using Syfe REIT+ is to rely on largely passive management, which means I don’t usually check my portfolio very often. Once in a while, […] The post Syfe REIT+ Portfolio Rebalancing (Sep 2024) – OUE REIT Dropped appeared first on Turtle Investor ..read more

On 25 October 2024, Frasers Centrepoint Trust (FCT) released the results for 2H2024 and FY2024 that ended on 30 September 2024. The presentation slides contain a lot of insightful information, and they can be found on FCT’s official website. The Usual Healthy Metrics From FCT FCT reported strong portfolio performance that reflected healthy leasing demand, […] The post Frasers Centrepoint Trust 2H FY2024 Full-Year Update (Oct 2023 To Sep 2024) appeared first on Turtle Investor ..read more

In the world of personal finance, having a reliable credit or debit card is essential for managing our money efficiently. The Chocolate Finance Visa Debit Card is yet another option that offers both a digital and a physical card for seamless transactions, whether we are shopping online or in-store. Apart from giving us one more […] The post Unlocking The Benefits (Only One?) Of The Chocolate Finance Visa Debit Card appeared first on Turtle Investor ..read more

The GXS FlexiCard has been making waves, positioning itself as a challenger in the financial space with features that stand out from traditional credit cards. It aims to appeal to a broad audience by requiring no minimum income, offering instant rewards on small transactions, and charging low foreign transaction fees. But while these features sound […] The post GXS FlexiCard – Is It A Bad Product For Most People? appeared first on Turtle Investor ..read more

It seems that rates are only heading downward, so make hay while the sun shines for another two weeks or so. Just like Chocolate Finance says, “falling interest rates affect everyone. Even us.” Is Chocolate Finance still a competitive option, given the upcoming change in returns? Fed Cuts Rate In September 2024 After an extremely […] The post Chocolate Finance Drops Annual Returns To 3.6% For First $20,000 (Effective Nov 2024) appeared first on Turtle Investor ..read more

Enrollment in the HSBC Mileage Programme used to be necessary for HSBC Revolution cardholders to convert reward points to KrisFlyer Miles. While most banks charge a one-time fee per redemption, the HSBC Mileage Programme charges an annual fee of $43.20 (inclusive of GST). Although this is more expensive, cardholders like you and I can convert points as often […] The post HSBC Mileage Programme – Fee Refund Received appeared first on Turtle Investor ..read more

The SSB October 2024 issue of Singapore Savings Bonds by the Monetary Authority of Singapore posted a significant decline in its returns compared to the previous issue. This is definitely a disappointing issue for investors hoping to put more cash into SSBs before the Fed rate cuts take place this month. To make matters worse, […] The post Singapore Savings Bonds SSB October 2024: Year 1 (2.59%), 10-Year (2.77%) appeared first on Turtle Investor ..read more

With a yield of more than 3% and possibly the last issue of SSB with such an appealing yield, the SSB September 2024 issue attracted a strong response from yield hunters and turned out to be just under-subscribed. Applications worth $829 million (0.9x) were received out of the $900 million available for subscription. If you suddenly wanted […] The post SSB September 2024 Result – Singapore Savings Bonds Undersubscribed appeared first on Turtle Investor ..read more

The closing date for the current issue of Singapore Savings Bonds (Sep 2024) is 27 August 2024 at 9 p.m. We have exactly one day from the closing date, and I thought this might be a timely read if you are still deciding whether to invest in this issue of SSB. Looking at the returns, […] The post Positioning For SSB: Go For Sep 2024, The Last 3% Issue? appeared first on Turtle Investor ..read more