Six months after Bitcoin ETFs were launched in January 2024, it is finally time for Ethereum ETFs to take the limelight. They have been given the green light to begin trading on 23 July 2024. Remember the excitement when Bitcoin ETFs hit the market six months ago? If you’ve been itching to add some crypto […] The post Crypto Revolution Continues: Ethereum ETFs Hit the Market Today appeared first on Turtle Investor ..read more

The Mari Credit Card (MCC) is MariBank’s newest product and is relatively simple to understand. If you are tired of credit cards that make you jump through hoops for measly rewards, the Mari Credit Card could be the answer for you by focusing on its straightforward approach to cashback. Launching tomorrow, this card promises to […] The post Mari Credit Card Review & Referral Code: Highest Unlimited Cashback Card appeared first on Turtle Investor ..read more

After my earlier article on Chocolate Finance was published, they were kind enough to reach out with a referral code for signing up, despite the relative ease of getting one out in the wild. Many people are spamming their sign-up links for this rising star in the cash management space whenever they can in exchange […] The post Chocolate Finance Referral Code & My App Experience appeared first on Turtle Investor ..read more

When interest rates go up, it becomes more expensive for REITs to borrow money to refinance their loans, which erodes dividends. This has a negative impact on Real Estate Investment Trusts (REITs), and Lendlease Global Commercial REIT (LREIT) is definitely feeling the heat. Over the last few years, LREIT’s cost of debt has almost quadrupled, […] The post Rising Interest Rates Quadrupled Lendlease REIT’s Cost Of Debt 4x From 0.88% (2021) To 3.37% (2024) appeared first on Turtle Investor ..read more

I am sure you are not alone because I have been seeing Chocolate Finance popping up in conversations rather frequently lately. So, when friends start messaging me on WhatsApp to ask about it, something must be up. When I first heard of Chocolate Finance last year, I dismissed it as a fad, mainly because I […] The post Chocolate Finance — Why I Won’t Be Using It (For Now) appeared first on Turtle Investor ..read more

With a fund size of almost SGD $1 billion, the ABF SG Bond ETF is the go-to instrument to gain access to one of the world’s highest-yielding AAA-rated government bonds.  Most recently, our Singapore domestic bond index tracker, ABF Singapore Bond Index Fund, declared its dividend payout of SGD $0.0124 for July 2024, which is […] The post ABF Singapore Bond Index Fund Dividend (July 2024) appeared first on Turtle Investor ..read more

In recent years, Community Development Councils (CDCs) have been giving out CDC Vouchers to provide immediate support for Singaporean households and help defray daily expenses. CDC vouchers can be spent at participating heartland merchants and hawkers or at participating supermarkets. While the initiative is commendable, it presents unique challenges, particularly for the elderly who struggle […] The post The Easiest Way To Help My Parents Use CDC Vouchers appeared first on Turtle Investor ..read more

The SSB August 2024 issue of Singapore Savings Bonds by the Monetary Authority of Singapore experienced a small decline in its returns compared to the previous issue. This was exactly what was predicted, so this is yet another chance if you didn’t get the allocation that you wanted yet. In this latest issue of SSB, […] The post Singapore Savings Bonds SSB August 2024 Rates: Year 1 (3.19%), 10-Year Average (3.22%) appeared first on Turtle Investor ..read more

Income FlexiTravel Hourly Insurance offers affordable, flexible travel coverage for short trips to Malaysia, Batam, and Bintan at just $3 per day. Planning a quick getaway but dreading the hassle and cost of travel insurance? Imagine being able to cover your trip for just $3 a day! Enter Income FlexiTravel Hourly Insurance — perfect for […] The post Income FlexiTravel Hourly Insurance Is Perfect For Short Getaways (Only $3/Day) appeared first on Turtle Investor ..read more

By offering a yield exceeding 3%, the SSB July 2024 issue attracted a strong response from yield hunters and was oversubscribed. $1.3 billion (1.2x) worth of applications were received out of the total $1.1 billion available. The quantity ceiling is $59,000 (or $59,500), depending on how much you have applied for. If you did not […] The post SSB July 2024 Result – Singapore Savings Bonds Oversubscribed appeared first on Turtle Investor ..read more