I’m finally starting to get into a little bit of a groove with the kids getting settled into school. However, I still have some housekeeping from August to catch up on. One of them is reviewing our London trip. A couple of months ago, my wife got the idea that she needed to see Taylor […] The post London Calling: Taylor Swift on a Budget appeared first on Lazy Man and Money ..read more

How was everyone’s summer? It’s pretty much over, right? Everyone’s kids back in school? My kids seem to be the last stragglers who returned this morning. Before we say goodbye to summer completely, I’m taking some time to reflect on the kids summer camps. A couple of years ago, I wrote about the cost of […] The post The Cost of Summer Camp (2024 Edition) appeared first on Lazy Man and Money ..read more

At the beginning of the month, it looked like the financial markets were going to spiral down. The US had a poor jobs report, and some foreign markets got spooked. All the signs pointed to a big sell-off when the markets opened on Monday, August 5th. Like many, I rushed to my computer at the […] The post Always Buy the Dip appeared first on Lazy Man and Money ..read more

[Editor’s Note: I’m presenting this article with no grammar editing. Sorry, but time is short to get it published today and this article is a lot of work.] This year, I simplified the two monthly articles that I’ve done for years – passive income and goals/resolutions. I’ve combined them and added some personal details. Let’s […] The post My Passive Income and Goals (July 2024) appeared first on Lazy Man and Money ..read more

Buy Insurance… Companies? This is going to sound strange, but please remember that I’m approximately 381 years old. I still read Kiplinger Personal Finance magazine. It’s weird that magazines exist at all, but even more weird that financial magazines exist. I’m not against magazines (obviously), but there are basically two types of financial information: Evergreen […] The post Buy Insurance… Companies? appeared first on Lazy Man and Money ..read more

I subscribe to a few newsletters that advertise other businesses up for sale. They are almost all websites. It makes sense because I’ve run multiple blogs before (and still do). I love the idea of buying an income stream. It’s very tempting to see a website making $4000/month and want to invest in it. However, […] The post Should you Buy a Business? appeared first on Lazy Man and Money ..read more

When I started this blog a billion years ago, I expected to write about money 90% of the time, technology 5% of the time, and health 5% of the time. I’m way behind on those last two. It might be a stretch to call this article about health, but I’m going to roll with it anyway. When we went on vacation this year, we went swimming with the dolphins. Part of the package was that they take pictures of you with the dolphins. In one of the pictures, they somehow caught the back of my head. I was shocked to see that I was so bald back there. I guess I never look at the back of my head. The vacation c ..read more

This year, I simplified the two articles that I usually do – one for passive income and another for life goals. It makes for one long article, but it covers a lot of territory about the last month of our lives. Personal Month Recap I used to give a personal recap of things we did every month, and that accidentally went away this year with the combined article. It’s time to bring it back. To start the month, me, my wife, and one of the kids took our kayak to the ocean. (The other kid was with friends.) We bought it at the end of last season. That night, we went to a special screening of Arthur ..read more

I hope everyone is having a great Independence Day! We have a BBQ at the local military base planned for later today. What better place to celebrate than a military base! This morning my wife and I crunched our net worth numbers. Sometimes she’s not interested in doing the numbers, but I need them for my monthly reports. (Look for it next Monday.) Spoiler alert, they are looking fantastic. If you’ve followed the stock market over the last month, you probably expected that. I guess we’ll call it Financial Independence Day. July 4th is roughly halfway through the year. It’s a good time to look b ..read more

This is a long overdue article about a warning that’s been circulating in the news for more than a month. However, I feel that I need to address it. Younger Lazy Man was quick to sign up for many online accounts. I was an early adopter of peer-to-peer lending like Prosper and Lending Club. In hindsight, these investments weren’t very good. People with bad credit were allowed to create accounts, and then they just kept money from the platforms, probably because it couldn’t hurt their credit any more. At the time, I thought it was great that I could be like a credit card company earning huge int ..read more