If you’re following rates on certificates of deposit, you probably know that you can get around 5% APY from most major banks and digital accounts — which isn’t a bad deal for a guaranteed investment. Yes, you could put that money into the stock market and hope for a higher return. But given the past few years of market volatility and the current stresses of elections and recessions, it could make sense to choose the guaranteed option. That’s what we did, after all. Our household — that is to say, myself and the Gentleman of the House — took our money out of the stock market years ago, recogniz ..read more

The built-in night-light means you can save one of those plugs for something else. (Amazon) Amazon I wouldn't say I'm afraid of the dark, but I'm not a fan of scurrying around in it in the middle of the night. I used to reach for my phone's flashlight to guide me to the kitchen for a glass of water so as not to wake up the rest of the house, but then I came across this 2-in-1 surge protector outlet and motion sensor night light on Amazon. It had gotten over 5,200 five-star reviews, so I decided to give it a shot. Before the Powrui Multi Plug Outlet Surge Protector came into my life, my bedside ..read more

The temps are finally climbing — is your wardrobe ready? You may be stocked up on sundresses, shorts and even swimsuits, but are you ready for breezy mornings on the boardwalk or cool evenings by the fire pit? Sometimes a pair of pants just hits the spot ... but it's not so easy to find one that provides coverage without weighing you down (or heating you up!). Our solution? Linen, baby — and these lightweight, high-waisted linen pants from Anrabess are sure to keep you comfy, cool and covered. Plus, they're just $30 (down from $50) now, a very breezy 40% off. Why is this a good deal? ? At just ..read more

First-time parents have a lot to adjust to. Not only are they now responsible for their very-own tiny human, but they have to do it on the least amount of sleep — and with the highest amount of anxiety for keeping said tiny human alive — they've ever had.  It's no wonder that first-time moms and first-time dads need a little bit of self-care of their own. Sure, everyone loves buying stuff for new babies and even new moms — but we sometimes forget that first-time dads are also dealing with a lot of change. Father's Day is the perfect time to remind him that just because he's putting himsel ..read more

Index funds are mutual funds or exchange-traded funds (ETFs) that have one simple goal: To mirror the market or a portion of it. For example, an S&P 500 index fund tracks the collective performance of the hundreds of companies in the S&P 500. If the S&P 500 is up 5 percent in a year, the fund should be close to that, too. Index funds are typically passively managed, meaning there is no active manager to pay. Rather than trying to bet on individual stocks to beat the market, an index fund simply aims to “be the market” with an autopilot approach that holds the same securities in th ..read more

New data from Freddie Mac reports a rise in 30-year and 15-year fixed mortgage rates for a fourth consecutive week, with daily movement calmer as of Friday, April 26, 2024, leading up to next week's Federal Reserve meeting.  The current average rate for a 30-year fixed mortgage is 7.30% for purchase and 7.29% for refinance — both up 4 basis points from 7.26% for purchase and 7.29% for refinance this time last week. Rates on a 15-year mortgage stand at an average 6.71% for purchase and 6.77% for refinance, an increase of 1 basis point from 6.70% for purchase and 6.76% for refinance last Fr ..read more

Tennessee is leading a 17-state lawsuit over a federal rule entitling workers to certain accommodations for abortions, claiming the Equal Employment Opportunity Commission's rule is unconstitutional overreach. The states filed the lawsuit against the EEOC in federal district court in eastern Arkansas on Thursday. In it, they claim that new regulations to the Pregnant Worker Fairness Act (PWFA) go against the original intent of the law. “Congress passed the bipartisan Pregnant Workers Fairness Act to protect mothers-to-be and promote healthy pregnancies, and the EEOC's attempt to rewrite that l ..read more

Two of former President Trump’s legal cases collided Thursday, as the Supreme Court held a hearing on his broad claims of immunity from criminal prosecution while his trial continued in New York over a hush money payment to adult film actress Stormy Daniels. The Supreme Court case has the capacity to derail Trump’s other three proposed trials — for alleged offenses relating to the Capitol riot of Jan. 6, 2021, the retention of sensitive information at his Florida resort of Mar-a-Lago, and attempts to overturn the 2020 election result in Georgia. Special counsel Jack Smith, the prosecutor In t ..read more

Jeannie Mai has detailed incidents of alleged abuse from Jeezy amid their divorce. Mai's domestic violence claims were included in the latest filing in the estranged couple's divorce case, which was submitted in Georgia's Fulton County Superior Court Thursday and reviewed by USA TODAY. The former "The Real" daytime TV host's filing is in response to the "Soul Survivor" rapper's request earlier this month for the court to void the temporary agreement the couple had in place amid their divorce proceedings, which temporarily resolves issues such as a parenting plan for their 2-year-old daughter ..read more

"My new mantra was going to be my joy is non-negotiable. I'll negotiate time," she says of what she's learned from the split. "I'll negotiate money with you. But my joy, I can't" Axelle/Bauer-Griffin/FilmMagic Kathie Lee Gifford Though Kathie Lee Gifford is no longer with her mystery man, she's learned some important lessons through their breakup. Speaking exclusively to PEOPLE at QVC's first-ever Age of Possibility summit in Las Vegas, Nevada, which kicked off on Wednesday, April 24, the former Todayshow host confirmed that she had parted ways from the "very special" man in her life after se ..read more