The Outlier Model
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The Outlier Model is a personal finance and lifestyle blog based on the pillars of "living life a little bit differently". Based on the belief that success follows those who choose to do something other than the normal, posts at The Outlier Model discuss topics such as budgeting, life hacking, and smart shopping.
The Outlier Model
2d ago
Have you ever wondered what medieval doctors prescribed for a headache? Perhaps a spoonful of mercury (terrible idea) or maybe a relaxing session of bloodletting (equally unpleasant). Thankfully, medicine has come a long way, leaving behind some truly bizarre and often harmful treatments in its wake. Let’s explore some of history’s most fascinating (and sometimes cringe-worthy) medical practices, revealing the logic (or lack thereof) behind them and the advancements that thankfully replaced them. So, prepare to wince, be amazed, and feel grateful for modern medicine as we revisit a time when l ..read more
The Outlier Model
2d ago
As retirees seek the ideal haven for their golden years, top-rated U.S. retirement communities often appear as idyllic options. However, hidden financial considerations can significantly impact residents’ budgets beyond their serene landscapes and extensive amenities. From homeowners association fees to unexpected surcharges, the allure of these communities can sometimes obscure the actual cost of living. In this exploration, we unveil 15 hidden expenses awaiting those considering such retirement paradises.
Homeowners Association (HOA) Fees
Many people are surprised by homeowners association f ..read more
The Outlier Model
2d ago
Planning for retirement is like that epic road trip you dreamt of in college—full of possibilities! But what if you hit a giant pothole called underfunded pensions? Buckle up because we’re taking a state-by-state cruise through potential pension peril. Don’t worry; it won’t be all doom and gloom; we’ll offer tips for navigating this bumpy road.
Illinois
Home of the Windy City and, apparently, the Windy Pension System, Illinois holds the dubious distinction of the worst-funded pension system in the United States. It’s like going on a road trip with an empty gas tank. Experts suggest Illinois’ p ..read more
The Outlier Model
2d ago
In the 1990s, while the world was buzzing with the sounds of dial-up internet and the latest hits on MTV, Chinese buffets emerged as the go-to dining adventure for many Americans. These establishments offered an exciting foray into what was uncharted culinary territory for many folks—all for one wallet-friendly price. From atmospheric decor to mouthwatering entrees, here’s what made the 1990s Chinese Buffet experience so uniquely memorable, with shoutouts to some of the era’s most iconic restaurants.
General Tso’s Chicken at Dragon City, Chicago
This dish was more than just chicken; it was an ..read more
The Outlier Model
2d ago
Are you dreaming of a serene retirement oasis? Many have set their sights on picturesque locales, imagining golden sunsets and leisurely beach walks. However, the harsh reality of spiraling living costs, unforeseen taxes, and healthcare expenses can turn these dreams into financial nightmares. With that in mind, tour these once-idyllic retirement destinations that might now just be financial traps, ensuring your retirement plan is as bulletproof as your yearning to relax.
Florida is a Fiasco
With its endless coastlines and sun-kissed weather, Florida has been the poster child for retirement dr ..read more
The Outlier Model
1w ago
Living in a community means dealing with neighbors, and while many are considerate, others may legally engage in activities that make your life difficult. Understanding what actions are within legal bounds can help you navigate these challenges more effectively. Here are some examples:
Excessive Noise Within Legal Hours
Neighbors can engage in activities that produce a significant amount of noise, such as mowing the lawn or hosting gatherings, as long as they comply with the designated quiet hours set by local noise ordinances. This legal leeway often leads to frustration among those looking f ..read more
The Outlier Model
1w ago
When you think about what affects your credit score, the usual suspects like payment history and debt levels probably come to mind. But did you know there are a bunch of surprising factors that can also play a significant role? Check out these lesser-known things that might be influencing your credit score right now!
Library Late Fees
Remember that book you borrowed from the library and returned late? Yes, that one. If your library fines went unpaid long enough, they could’ve been reported to a collection agency. Once that happens, your credit score might feel the hit. It’s a rare occurrence b ..read more
The Outlier Model
1w ago
Traveling internationally can be exciting, but not everyone makes it past the border. Believe it or not, people have been turned away from countries for reasons that are as surprising as they are varied. From peculiar legislation to unexpected breaches of etiquette, here are quirky and fascinating reasons why travelers were denied entry into a country.
Too Much Love
Declaring your love for a country might seem like a compliment, but overly enthusiastic expressions can sometimes be misread as fanaticism. A man professing his undying love for a nation, along with his desire to live there “foreve ..read more
The Outlier Model
1w ago
Pet owners cherish their furry friends and often enjoy sharing their lives and sometimes their meals with them. However, what’s tasty and harmless to humans can be dangerously toxic to pets. Here’s a list of “20 Foods That Can Unexpectedly Kill Your Pet” to help you keep your beloved companions safe.
Chocolate: A Hidden Danger
The allure of chocolate hides a sinister truth for our furry friends, with theobromine acting as a potent toxin for dogs and cats, risking serious heart and nervous system issues.
Xylitol’s Deceptive Threat
Commonly found in sugar-free delights, xylitol masquerades as a ..read more
The Outlier Model
1w ago
In an era where mobility is king, the downside becomes apparent in the form of vehicle thefts. With cars being an integral part of American life, the impact of their loss can’t be understated. It’s a problem that spans across the nation, but some cities bear the brunt more than others. Here’s a dive into the U.S. cities where your beloved automobile is most likely to vanish into thin air.
Los Angeles, California
Los Angeles is like a sprawling canvas painted with the dreams and nightmares of the auto world. With its infamous traffic and sprawling urban landscape, it’s also a hotspot for car th ..read more