Barbara Friedberg Personal Finance
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Follow this blog to learn to invest and build wealth. The blog educates savvy professionals in how to create an investment portfolio that beats the experts. Barbara Friedberg is a former University Finance Instructor and Portfolio Manager.
Barbara Friedberg Personal Finance
1M ago
Reprinted with permission from SavingsAdvice.com, by Tamila McDonald
How to Catch-up on Retirement Savings in Your 40s and 50s
Embarking on the journey to catch up on your retirement savings later in life can seem daunting, especially after age 40 or 50. But it’s never too late to start, and with some creative and unique strategies, you can still pave the way to a comfortable retirement. Here are ten unconventional yet effective ways to boost your retirement savings.
When you are determined to catch up on retirement savings in your 50s or 40s, consider that all extra money should be funneled i ..read more
Barbara Friedberg Personal Finance
2M ago
Understand Why to Contrast the Differences Between Short-, Medium- and Long-term Financial Goals and Become a Better Investor
Financial goal setting might be the next best thing to working with a smart financial advisor, and it’s free. Lack of financial goal setting is akin to driving cross country without GPS. Without a plan, t’s unlikely that you’ll reach your destination.
By smoothing out your lifetime income across your working and non-working years, and planning and investing, you to live your best life. And, the first step to financial success comes from understanding the differences bet ..read more
Barbara Friedberg Personal Finance
5M ago
M1 Finance, launched in 2015 by Brian Barnes, has emerged as a contender in the competitive investment firm landscape. With pre-made customized portfolios or M1 Pies, investors can select from scores of premade M1 expert pies from diverse categories. Each M1 pie investment strategy is offered in several risk-adjusted options. If you want a diversified investment portfolio with fee-free rebalancing, M1 might be worth a look.
Free Investment Management at M1 Finance
This article may contain affiliate links which means that – at zero cost to you – I might earn a commission if you sign u ..read more
Barbara Friedberg Personal Finance
6M ago
1 Million Dollars Or A Penny Doubled Everyday For 30 Days – What Would You Pick?
Originally Published on SavingsAdvice by Tamila McDonald – reprinted with permission.
The answer to the question, “Would you prefer $1 million or the proceeds from a penny doubling every day for a month?” seems obvious. Most will select the $1 million. After all, a penny is worth nearly nothing to day and after one week, you only have $0.64. The million dollars must be the right answer. Read on to learn about the power of compounding returns, through this powerful example.
At some point, you may have see ..read more
Barbara Friedberg Personal Finance
6M ago
Investing and Interest Rate Questions – Answered
Investing today is undergoing a changing market environment. Interest rates are rising and the stock and bond markets are volatile. Wondering how to invest wisely in a rising interest rate environment? Discover how interest rates affect different types of investments, such as stocks, bonds, real estate, and savings. Find out how to protect your investments from rising interest rates and how to invest in a volatile market.
This article may contain affiliate links which means that – at zero cost to you – I might earn a commission if you ..read more
Barbara Friedberg Personal Finance
7M ago
Am I On Track for a Secure Retirement?
“Barbara,
I started investing late and although I have a military pension, a 401k, and brokerage accounts; I wonder if I am track to a comfortable retirement. I use commission free ETFs in a taxable account.”
Jake M.
Am I On Track for a Secure Retirement?
You’re doing what you think is right, saving, investing and living modestly, but how do you know if you’re on track for retirement? After all, no one wants more life than money!
It’s helpful to view the process of retirement saving as a journey since you’ll likely have unexpected expenses and ..read more
Barbara Friedberg Personal Finance
7M ago
Investment portfolio tracking is a critical element in achieving your money goals. Monitoring your investment portfolio can be challenging, especially if your investments include stocks, bonds, mutual funds, and exchange-traded funds (ETFs). Tracking assesses your asset allocation, performance, cash flow, and guides you with future investment decisions. This Ziggma vs. Empower portfolio tracker review provides all the information you need to know which investment tracker app is best for you. It gives a detailed analysis and comparison of the Empower app and and the Ziggma app top fe ..read more
Barbara Friedberg Personal Finance
8M ago
Groundfloor Crowdfunding Review – Invest in Real Estate Debt
Diversifying an investment portfolio is important in order to boost your return on investment (ROI). Real estate crowdfunding can be a worthwhile venture that allows you to diversify and receive a passive income stream. This Groundfloor Investing Review provides all the information you’ll need to evaluate the platform.
Groundfloor is qualified by the Securities and Exchange Commission (SEC) to offer real estate debt investments. Unlike most private real estate investments, Groundfloor serves accredited and non-accredited investo ..read more
Barbara Friedberg Personal Finance
1y ago
Investing in muni or municipal bonds gives you an excellent opportunity to earn tax-free income through the interest you receive from the issuer. State and local governments issue debt securities to raise funds for their daily obligations and public projects such as schools and highway construction. Moreover, muni bonds act like a loan where the holder is a creditor.
Like their treasury and corporate counterparts, muni bonds also have a significant share in the securities market. They’re relatively low-risk bonds due backing by state and local governments.
Curious to know more about the ‘Muni ..read more
Barbara Friedberg Personal Finance
1y ago
Reprinted with permission: SavingAdvice by Jennifer Derrick
Plan for Retirement and Overcome Retirement Fears
Retirement is a scary concept at its heart. It’s tough to imagine giving up work that you may have enjoyed and which may have defined your identity for thirty-plus years. Switching from saving money to withdrawing it is frightening, as well. Beyond giving up work and a paycheck, there are several more common fears (often wielded as scare tactics in the media), that keep people too scared to retire, even when they can do so safely. Yes, you need a plan to retire and you do need money. Y ..read more